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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·88 days on market

13895 Fish Eagle Drive E

Jacksonville, FL 32226

$370,000$156/sqftEst. $1,922/moMLS# 2151098
4
Beds
3
Baths
2,371
Sq Ft
2006
Built
3
Garage
No
Pool

About this home

Jacksonville

Discover this spacious 4 bedroom, 3 bathroom home offering 2,371 sq ft of comfortable living space. The home features a well-designed layout with expansive living and dining areas that flow seamlessly into the kitchen, creating an ideal setup for both everyday living and entertaining. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the screened-in patio, perfect for relaxing, outdoor dining, or entertaining year-round. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$1,922
Principal & Interest: $1,922
Property taxes (est.): $604
Insurance (est.): $247
Estimated Total Monthly
$2,773
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,922
Property taxesest. at asking price, Duval County$604
HOAbilled annually$48
Estimated total, before insurance$2,574/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,460/yr · $538/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$342,322$342,322
2024$326,983$326,983 $22,616
2023$339,638$323,933
2022$294,485$294,485 $15,000
2021$235,685$167,448
2020$214,446$164,446

2025 property taxes (current owner): $6,460/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 21, 2026Pending$370,000
  • Jul 31, 2026Price change$370,000$5,000
  • Jul 23, 2026Price change$375,000$5,000
  • Jun 17, 2026Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$370,000
Price / Sq Ft$156
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,371
Total Structure Area3,293 sq ft
Acres0.26 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address13895 Fish Eagle Drive E, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionEagles Hammock
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size11,325.6 sq ft
Parcel Number1063691365
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio, Screened
FencingWood
RoofShingle
ConstructionConcrete, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 17, 2026
Days on Market65
HOA Fees$576 / Annually
HOA FrequencyAnnually
Tax Amount$6,460.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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