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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 26, 2026·113 days on market·Recent sales in Jacksonville

13442 Teddington Lane

Jacksonville, FL 32226

$365,712sold priceListed at $365,712 · 100% of asking$150/sqftMLS# 2127806
4
Beds
3
Baths
2,435
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone XHOA $47/mo10,890 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome to your dream home nestled in the tranquil Victoria Lakes subdivision. This immaculate residence offers a perfect blend of comfort, style, and natural beauty, featuring main-level living with brand-new carpet and a serene backyard overlooking a picturesque lake. Key Features: - Main-Level Living: The main floor boasts a functional layout including the master suite and two additional bedrooms for maximum convenience. - Kitchen: Equipped with stainless steel appliances, Corian countertops, and a new dishwasher. - Recent Upgrades & Additions: Includes a $24,000 HVAC system with a 12-years transferable warranty and a 4-person hot tub. - Versatile Bonus Suite: The second-floor bonus room includes a full bathroom, making it ideal for a guest suite, home office, or media room. - Additional Highlights: Two-car garage, located on a quiet cul-de-sac street, and access to a neighborhood pool with a splash pad.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,026
Property taxesest. at asking price, Duval County$597
HOAbilled annually$47
Estimated total, before insurance$2,670/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,960/yr · $330/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,712
$73,142
Loan Term
Monthly Payment
$2,026
Principal & Interest: $2,026
Property taxes (est.): $597
Insurance (est.): $244
Estimated Total Monthly
$2,867
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$335,607$193,355▲ $5,000
2024$331,524$187,199—
2023$332,650$180,291—
2022$288,335$173,584▼ $17,352
2021$230,482$167,072—
2020$219,395$164,075▲ $10,229

2025 property taxes (current owner): $3,960/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$365,712
  • Aug 20, 2026Price change$365,712+$2,712
  • Jan 30, 2026Listed$363,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13530 Teddington Lane, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$362,500$1813/22,001160.1
4174 Victoria Lakes Drive W, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$476,000$1725/32,76630.3
3281 Alistair Court, Jacksonville, FL 32226Listed by BUCK & BUCK INCAug 2026$270,000$1294/22,088550.6
13762 Victoria Lakes Drive, Jacksonville, FL 32226Listed by TOP SOURCE REALTY LLCAug 2026$250,000$1054/32,3841630.6
3346 Ivybridge Court, Jacksonville, FL 32226Listed by 1 PERCENT LISTS FIRST COASTAug 2026$320,000$1594/22,0161230.6
3806 Hammock Bluff Drive, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$444,000$1734/32,56630.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,712
Price / Sq Ft$150
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,435
Acres0.25 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address13442 Teddington Lane, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionVictoria Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size10,890 sq ft
Parcel Number1063754150
ZoningResidential

Amenities

AmenitiesPool, Park
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewPond

Interior

AppliancesDishwasher, Disposal, Electric Range
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Lower Level

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchCovered, Patio
RoofShingle
ConstructionStucco

Additional Information

Date ListedAugust 20, 2026
Days on Market113
HOA Fees$563 / Annually
HOA FrequencyAnnually
HOA NameVictoria Lakes HOA
Tax Amount$3,959.51
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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