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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·55 days on market·Recent sales in Jacksonville

3281 Alistair Court

Jacksonville, FL 32226

$270,000sold priceListed at $299,900 · 90% of asking$129/sqftMLS# 2149817
4
Beds
2
Baths
2,088
Sq Ft
2004
Built
3
Garage
No
Pool
FEMA Zone XHOA $50/mo0.64 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

This 4 bedroom, 2 bath home has split bedrooms, laminate flooring in the main living area and carpet in bedrooms. Eat-in area in kitchen with large walk-in pantry and counter bar, living room has doors to the screened porch that overlooks the retention lake, inside laundry room, side entry 3 car garage. Amenity center has pool and playground area and it's within a block of the house so it's easy to walk or bike

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,496
Property taxesest. at asking price, Duval County$441
HOAbilled annually$50
Estimated total, before insurance$1,987/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,902/yr · $492/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,496
Principal & Interest: $1,496
Property taxes (est.): $441
Insurance (est.): $180
Estimated Total Monthly
$2,116
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$312,020$312,020▲ $5,000
2024$307,883$307,883—
2023$308,931$294,605—
2022$267,823$267,823▼ $15,276
2021$213,933$114,694—
2020$202,960$112,421▲ $9,735

2025 property taxes (current owner): $5,902/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$299,900
  • Aug 5, 2026Active Under Contract$299,900
  • Jul 31, 2026Price change$299,900−$44,600
  • Jun 10, 2026Listed$344,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13762 Victoria Lakes Drive, Jacksonville, FL 32226Listed by TOP SOURCE REALTY LLCAug 2026$250,000$1054/32,3841630.1
13513 Yellow Bluff Road, Jacksonville, FL 32226Listed by RPB REALTY,INCSep 2026$409,900$1974/22,0841100.2
3346 Ivybridge Court, Jacksonville, FL 32226Listed by 1 PERCENT LISTS FIRST COASTAug 2026$320,000$1594/22,0161230.2
13895 Fish Eagle Drive E, Jacksonville, FL 32226Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$365,000$1544/32,371650.4
13530 Teddington Lane, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$362,500$1813/22,001160.5
14084 Redrock Lake Drive, Jacksonville, FL 32226Listed by EXP REALTY LLCSep 2026$324,000$1694/21,9222510.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$144
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,088
Acres0.64 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address3281 Alistair Court, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionVictoria Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size27,878.4 sq ft
Parcel Number1063752115

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot
Patio / PorchRear Porch, Screened

Additional Information

Date ListedJune 10, 2026
Days on Market55
HOA Fees$605 / Annually
HOA FrequencyAnnually
Tax Amount$5,901.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BUCK & BUCK INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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