Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Greenland Chase, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·Listed today·Greenland Chase

12205 Lavenhorn Road

Jacksonville, FL 32258

$464,900$181/sqftEst. $2,370/moMLS# 2157675

Beds

Baths

2,563

Sq Ft

2009

Built

Garage

Pool

About this home

Greenland Chase

Welcome to this beautifully maintained 4-bedroom, 3.5-bathroom home tucked away in a quiet cul-de-sac in the desirable Greenland Chase community. Offering a split floorplan and enhanced privacy with only one neighboring home, this property blends comfort, space, and modern upgrades throughout. Move-in-ready features include a brand-new roof, new AC, elegant 10-foot ceilings, hardwood and tile flooring (no carpet), a water softener, and a spacious walk-in closet with abundant storage. The oversized fenced-in backyard expanded thanks to the cul-de-sac lot and finished with durable vinyl fencing creates an ideal setting for outdoor living, pets, and play. A beautifully built paver sit-out adds the perfect touch for relaxing, entertaining, or enjoying evening sunsets. Residents enjoy access to the Greenland Chase community center, complete with a pool and tennis courts. Conveniently located near major interstates, shopping, dining, and everyday conveniences

Cost to own

Mortgage calculator

Home Price

$464,900

Down Payment: 20%

$92,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,370

Principal & Interest: $2,370

Property taxes (est.): $759

Insurance (est.): $310

Estimated Total Monthly

$3,439

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,370

Property taxesest. at asking price, Duval County$759

HOAbilled semi-annually$57

Estimated total, before insurance$3,186/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,657/yr · $305/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,657/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History