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Active

Active·66 days on market

625 Oakleaf Plantation Parkway 1118

Orange Park, FL 32065

$243,000$160/sqftEst. $1,239/moMLS# 2147389

Beds

Baths

1,516

Sq Ft

2009

Built

—

Garage

Pool

About this home

Orange Park

Welcome to refined living in the highly sought-after Oakleaf Plantation! This beautifully upgraded 3 bedroom, 2.5 bathroom end-unit combines modern elegance, functionality, and an unbeatable location all in one stunning package. From the moment you walk through the door, you are greeted by a bright, airy open-concept floor plan filled with natural light and designer touches throughout. Just off the entry is a spacious flex room perfect for a home office, sophisticated dining space, cozy den, or playroom tailored to fit your lifestyle. The main living area was thoughtfully designed for both entertaining and everyday comfort, featuring gorgeous new luxury vinyl plank flooring, stylish high-end light fixtures throughout, and seamless flow into the chef-inspired kitchen. The kitchen boasts an oversized island, rich 42-inch cabinetry, stainless steel appliances, and ample counter space for hosting family and friends with ease.

Cost to own

Mortgage calculator

Home Price

$243,000

Down Payment: 20%

$48,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,239

Principal & Interest: $1,239

Property taxes (est.): $372

Insurance (est.): $162

Estimated Total Monthly

$1,773

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,239

Property taxesest. at asking price, Clay County$372

HOAbilled monthly$400

Estimated total, before insurance$2,011/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,597/yr · $300/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $198,000 in March 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$193,022	$137,300	—
2024	$189,803	$134,803	—
2023	$190,783	$135,783	—
2022	$155,841	$133,956	—
2021	$124,941	$121,779	—
2020	$115,266	$110,709	—

2025 property taxes (current owner): $3,597/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 28, 2026Listed$243,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$243,000

Price / Sq Ft$160

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,516

Acres0.02 acres

Year Built2009

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address625 Oakleaf Plantation Parkway 1118, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionCoventry

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size871.2 sq ft

Parcel Number06042500786907074

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Racquetball, RV/Boat Storage, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Water

UtilitiesCable Available

Water SourcePublic

ParkingAdditional Parking, Assigned