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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 1, 2026·79 days on market·Recent sales in Over 55 & Active Adult

6641 Ramoth Drive

Jacksonville, FL 32226

$315,000sold priceListed at $320,000 · 98.4% of asking$179/sqftMLS# 2139566
3
Beds
3
Baths
1,760
Sq Ft
1978
Built
2
Garage
No
Pool
No HOA0.43 acresSingle Family Residence1 story

About this home

Jacksonville

Welcome to 6641 Ramoth Drive, ideally situated in one of the area's most sought-after coastal communities. This 3-bedroom, 3 full bathroom home offers 1,760 square feet of living space & is full of potential for a buyer ready to add their personal touch. With some TLC, this property can truly shine as a stunning island retreat. Major updates have already been taken care of, including a newer roof (2022), new windows (2023), new HVAC (2024), updated electrical panel, & a Generac generator (2023) for added peace of mind. Inside, you'll find newer flooring in most areas, while outside features include a fenced backyard, full irrigation system, impressive canopying oak trees, & a 2-car attached garage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Duval County$514
Estimated total, before insurance$2,259/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,951/yr · $163/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $514
Insurance (est.): $210
Estimated Total Monthly
$2,469
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,307 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$310,087$79,151—
2024$310,465$76,072▼ $7,405
2023$327,204$72,255—
2022$265,331$73,049▲ $57,143
2021$179,628$69,451—
2020$175,092$67,795—

2025 property taxes (current owner): $1,951/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6725 Beatrix Drive, Jacksonville, FL 32226Listed by BEE HOME REALTY, LLCSep 2026$345,000$1823/21,8961090.3
6709 Beatrix Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORPJun 2026$374,900$1883/21,9971240.3
4647 Bluff Avenue, Jacksonville, FL 32225Listed by FLUID REALTY, LLC.Aug 2026$375,000$2034/21,84521
11405 Reed Island Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS ST JOHNSJul 2026$575,000$2843/22,025141
4836 Beacon Drive W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$270,000$2003/21,34841.1
4533 Monument Point Circle, Jacksonville, FL 32225Listed by LINDA STRICKLAND REALTYAug 2026$410,000$2124/21,93031.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$320,000
Price / Sq Ft$182
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,760
Total Structure Area2,448 sq ft
Acres0.43 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address6641 Ramoth Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionHeckscher Drive Est
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size18,730.8 sq ft
Parcel Number1601040000
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewRiver

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingBack Yard
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 11, 2026
Days on Market79
Tax Amount$1,951.38
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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