This home is in Jacksonville — a gated community home in Jacksonville.
$1,198,0004 bd · 4 ba · 2,849 sq ft
Active·164 days on market
4344 Boat Club Drive
Jacksonville, FL 32277
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About this home
Jacksonville
Discover your dream home nestled along the picturesque St. Johns River! This exquisite brick residence boasts four generously sized bedrooms, each thoughtfully designed to offer comfort and privacy, complemented by four opulent bathrooms featuring high-end finishes. The heart of the home is a gourmet kitchen, where culinary delights can be created while soaking in the breathtaking river views through large windows that invite natural light. Retreat to the master suite, a serene oasis that includes a private balcony, perfect for savoring the stunning sunsets that paint the sky each evening. Take a stroll along your private dock, where you can indulge in fishing at your leisure. The tranquil waters of river await you, providing the perfect setting for a peaceful day spent casting your line and enjoying serene surroundings. This home truly embodies a luxurious lifestyle, offering a harmonious blend of elegance, comfort and beauty of nature. Embrace the lifestyle you've always dreamed of!
Next steps in New Construction — Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,710 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 11 mi · 100 parking spaces
Closest park or preserve
Reddie Point Preserveabout 1 mi · 1.2 mi of trails
Closest public boat ramp
Lonnie Wurn Boat Rampabout 0.8 mi · St. Johns River
Closest kayak & paddleboard launch
Blue Cypress Park Canoe Accessabout 1 mi · St. Johns River
Closest youth league fields
Blue Cypress Park, Community Center & Golf Courseabout 1 mi · Swimming
Closest grocery store
Aldiabout 1 mi · 6060 Fort Caroline Rd No.10,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 6:46 AM, sunset 5:34 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $858,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $710,953 | $710,953 | — |
| 2024 | $715,084 | $715,084 | ▼ $2,186 |
| 2023 | $740,987 | $740,987 | — |
| 2022 | $556,490 | $525,158 | — |
| 2021 | $477,417 | $477,417 | — |
| 2020 | $465,324 | $465,324 | ▼ $36,191 |
2025 property taxes (current owner): $12,997/yr
Estimated taxes if purchased at asking price: ~$23,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 4, 2026Price change$1,198,000−$40,000
- May 27, 2026Listed$1,238,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $420/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4150 Old Mill Cove Trail W, Jacksonville, FL 32277Listed by MARK SPAIN REAL ESTATE | Jul 2026 | $418,000 | $156 | 4/2.5 | 2,687 | 104 | 0.5 |
| 4134 Whispering Oaks Drive E, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $445,000 | $137 | 4/3 | 3,240 | 2 | 0.6 |
| 5545 Edenfield Road, Jacksonville, FL 32277Listed by RE/MAX SPECIALISTS | Jun 2026 | $420,000 | $149 | 4/3.5 | 2,820 | 5 | 0.7 |
| 4036 Meek Drive, Jacksonville, FL 32277Listed by MIDDLETON REALTY, INC. | Aug 2026 | $355,000 | $164 | 5/3 | 2,162 | 26 | 0.8 |
| 4061 Heath Road, Jacksonville, FL 32277Listed by CHAD AND SANDY REAL ESTATE GROUP | Aug 2026 | $415,000 | $184 | 4/2.5 | 2,260 | 6 | 0.8 |
| 5528 Edmar Road, Jacksonville, FL 32277Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $275,000 | $130 | 4/3 | 2,114 | 2 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NEXTHOME ENDLESS SUMMER
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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