This home is in Reed Island, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 16, 2026·14 days on market·Recent sales in Reed Island·Reed Island
11405 Reed Island Drive
Jacksonville, FL 32225
All Reed Island homes for sale →Search Reed Island on the map
About this home
Reed Island
Rarely available, one-owner 3BR/2BA lakefront home in Jacksonville's highly coveted Reed Island subdivision. Meticulously maintained and move-in ready, this residence radiates pride of ownership from the moment you arrive. The heart of the home is a beautifully upgraded kitchen, featuring an extended center island perfect for entertaining and casual dining. Step out back to your peaceful, private lakefront retreat--ideal for morning coffee or evening relaxation. Boaters will fall in love with this community! Enjoy the freedom of a low HOA and the rare ability to store your boat on-site. Best of all, the neighborhood features a private community boat ramp, giving you instant access to the St. Johns River. When you aren't on the water, take advantage of the sparkling neighborhood pool and tennis courts. Perfect for military & professionals: under 20 minutes to NS Mayport, Downtown Jacksonville, the airport & Town Center. Enjoy a quiet, waterfront retreat with an easy daily commute!
Next steps in Reed Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,734 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $438,178 | $190,266 | ▼ $25,000 |
| 2024 | $464,960 | $184,056 | ▲ $35,426 |
| 2023 | $435,981 | $177,094 | — |
| 2022 | $370,735 | $174,834 | ▲ $33,859 |
| 2021 | $287,285 | $168,271 | — |
| 2020 | $270,290 | $165,251 | — |
2025 property taxes (current owner): $3,905/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$565,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4837 Pareja Court, Jacksonville, FL 32225Listed by FUTURE HOME REALTY INC | Sep 2026 | $345,000 | $203 | 3/2 | 1,698 | 6 | 0.2 |
| 11354 Ashley Manor Way, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $370,000 | $259 | 3/2 | 1,428 | 36 | 0.3 |
| 11341 Woodsong Loop N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $513,500 | $234 | 3/2 | 2,194 | 3 | 0.4 |
| 4425 Beacon Drive W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $553,000 | $220 | 4/2.5 | 2,519 | 67 | 0.6 |
| 4423 Woodsong Loop W, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTS | Jul 2026 | $579,000 | $283 | 4/3 | 2,045 | 23 | 0.6 |
| 4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $395,000 | $166 | 4/2.5 | 2,380 | 3 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Reed Island
Reed Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines