This home is in Shearwater, St. Augustine.

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Active

Active·Listed today·Shearwater

153 Chalet Court

St. Augustine, FL 32092

$409,000$244/sqftEst. $2,085/moMLS# 2157086

Beds

Baths

1,674

Sq Ft

2023

Built

Garage

Pool

About this home

Shearwater

Welcome to 153 Chalet, where comfort, style, and thoughtful design come together in this beautiful single-story home.Offering 3 beds, 2 baths, and a dedicated office, this residence provides the flexibility today's lifestyle demands. The bright, open-concept floor plan creates an inviting flow between the kitchen, dining, and living areas, making everyday living and entertaining effortless. The kitchen serves as the heart of the home with a spacious island, ample cabinetry, generous prep space, and room to gather. The private owner's suite offers a peaceful retreat with a well-designed bathroom and walk-in closet, while two additional bedrooms provide comfortable space for family or guests. A separate office is ideal for working from home, studying, or creating a quiet flex space. Enjoy the ease of single-level living in one of St. Johns County's desirable communities, surrounded by Shearwater's resort-style amenities, trails, and welcoming Shearwater atmosphere.

Cost to own

Mortgage calculator

Home Price

$409,000

Down Payment: 20%

$81,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,085

Principal & Interest: $2,085

Property taxes (est.): $544

Insurance (est.): $273

Estimated Total Monthly

$2,902

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,085

Property taxesest. at asking price, St. Johns County$544

HOAbilled annually$20

Estimated total, before insurance$2,649/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Active$409,000
Jul 24, 2026Listed$409,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,000

Price / Sq Ft$244

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,674

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address153 Chalet Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0100170180

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management - Developer, Management- On Site, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)