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This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Sep 11, 2026·2 days on market·Recent sales in Shearwater·Shearwater

153 Chalet Court

St. Augustine, FL 32092

$409,000sold priceListed at $409,000 · 100% of asking$244/sqftMLS# 2157086

Beds

Baths

1,674

Sq Ft

2023

Built

Garage

Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

FEMA Zone XHOA $20/moSingle Family Residence1 story

About this home

Shearwater

Welcome to 153 Chalet, where comfort, style, and thoughtful design come together in this beautiful single-story home.Offering 3 beds, 2 baths, and a dedicated office, this residence provides the flexibility today's lifestyle demands. The bright, open-concept floor plan creates an inviting flow between the kitchen, dining, and living areas, making everyday living and entertaining effortless. The kitchen serves as the heart of the home with a spacious island, ample cabinetry, generous prep space, and room to gather. The private owner's suite offers a peaceful retreat with a well-designed bathroom and walk-in closet, while two additional bedrooms provide comfortable space for family or guests. A separate office is ideal for working from home, studying, or creating a quiet flex space. Enjoy the ease of single-level living in one of St. Johns County's desirable communities, surrounded by Shearwater's resort-style amenities, trails, and welcoming Shearwater atmosphere.

Next steps in Shearwater

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,265

Property taxesest. at asking price, St. Johns County$544

HOAbilled annually$20

Estimated total, before insurance$2,829/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$409,000

Down Payment: 20%

$81,800

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,265

Principal & Interest: $2,265

Property taxes (est.): $544

Insurance (est.): $273

Estimated Total Monthly

$3,082

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 14, 2026Closed$409,000
Jul 30, 2026Pending$409,000
Jul 28, 2026Active$409,000
Jul 24, 2026Listed$409,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $244/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
17 Jamestown Court, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY	Jun 2026	$400,000	$222	3/2	1,800	86	0.1
40 Ridgewind Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY	Jun 2026	$480,000	$226	3/2	2,126	19	0.2
201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLC	Oct 2026	$540,000	$266	4/3	2,027	72	0.3
73 Bluebonnet Way, St. Augustine, FL 32092Listed by REAL BROKER LLC	Jun 2026	$352,500	$213	3/2	1,657	65	0.3
113 Sadler Court, St. Augustine, FL 32092Listed by WATSON REALTY CORP	Jun 2026	$480,000	$237	4/3	2,027	13	0.3
254 Seaforth Drive, St. Augustine, FL 32092Listed by IHEART REALTY INC	Sep 2026	$494,500	$244	4/3	2,028	35	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$409,000

Price / Sq Ft$244

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,674

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address153 Chalet Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0100170180

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management - Developer, Management- On Site, Park, Playground, Tennis Court(s)

Community FeaturesSidewalks

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Porch, Screened

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJuly 28, 2026

Days on Market2

HOA Fees$237.25 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

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