This home is in Shearwater, St. Augustine.

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Active

Active·23 days on market·Shearwater

201 Tilden Court

St. Augustine, FL 32092

$565,000$279/sqftEst. $3,007/moMLS# 2152211

Beds

Baths

2,027

Sq Ft

2021

Built

Garage

Yes

Pool

About this home

Shearwater

Welcome to this beautifully upgraded Lennar home nestled on a quiet cul-de-sac in the sought-after Shearwater community. Designed for both everyday living and exceptional entertaining, this 4-bedroom, 3-bathroom home offers an open-concept floor plan with spacious living area and one of a kind outdoor amenities. The heart of the home features a bright and airy living space, complete with a large center island, abundant cabinetry, and plenty of room for large gatherings. One of the four bedrooms is currently configured as a home office, providing flexibility for remote work or flex space. Step outside to your private backyard oasis featuring a sparkling saline pool and spa with gas heating, lush tropical landscaping, a screened lanai, gazebo, outdoor fire pit, and a heated outdoor shower. For those who love to entertain, the space is already prepped with electrical, gas, and plumbing connections for a future outdoor kitchen! This home is an entertainer's dream!

Cost to own

Mortgage calculator

Home Price

$565,000

Down Payment: 20%

$113,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,872

Principal & Interest: $2,872

Est. Taxes & Insurance: $718

Estimated Total Monthly

$3,590

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,007

Property taxesest. at asking price, St. Johns County$752

HOAbilled annually$20

Estimated total, before insurance$3,779/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$443,217	$382,317	—
2024	$456,715	$370,835	—
2023	$358,626	$308,626	—
2022	$373,636	$312,534	—
2021	$60,000	$60,000	—

2025 property taxes (current owner): $8,203/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Active$565,000
Jun 24, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$565,000

Price / Sq Ft$279

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,027

Acres0.25 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Gas Heat, Heated, Salt Water

Is WaterfrontNo

Community Information

Address201 Tilden Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,890 sq ft

Parcel Number0100161790

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryGas Dryer Hookup, Washer Hookup

Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit, Outdoor Shower

Lot DescriptionCul-De-Sac

Patio / PorchPatio, Rear Porch, Screened

FencingBack Yard

ConstructionStucco

Other StructuresGazebo

Additional Information

Date ListedJune 25, 2026

Days on Market23

HOA Fees$236.25 / Annually

HOA FrequencyAnnually

Tax Amount$8,203.32

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Listing Courtesy of: ROOT REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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