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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a pool home in St. Johns County.

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Active

Active·92 days on market

317 Hammock Grove Court

St. Johns, FL 32259

$780,000$250/sqftEst. $4,286/mo mortgageMLS# 2156904
↓ $40,000 below original list
5
Beds
3.5
Baths
3,119
Sq Ft
2004
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $97/moSingle Family Residence2 stories

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

Welcome to your own private retreat! Nestled on a quiet cul-de-sac in a desirable gated community in St. Johns, this spacious 5-bedroom, 3.5-bath home offers the perfect blend of comfort, functionality, and outdoor living. The thoughtfully designed floor plan features a luxurious primary suite on the first floor with a spacious ensuite bath, along with two versatile flex spaces that can be used as a home office, formal dining room, playroom, or gym. The open-concept living area flows seamlessly into the large kitchen, creating the perfect space for entertaining and everyday living. Upstairs, you'll find a generous loft, four oversized bedrooms, and two full bathrooms, providing plenty of room for family and guests. Step outside to your backyard oasis featuring a sparkling in-ground pool with an attached hot tub, a large yard, and ample space to relax, entertain, or play. An oversized garage and extended driveway provide plenty of parking and storage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,286
Property taxesest. at asking price, St. Johns County$1,038
HOAbilled quarterly$97
Estimated total, before insurance$5,422/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$780,000
$156,000
Loan Term
Monthly Payment
$4,286
Principal & Interest: $4,286
Property taxes (est.): $1,038
Insurance (est.): $520
Estimated Total Monthly
$5,844
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 22, 2026Price change$780,000−$15,000
  • Aug 29, 2026Price change$795,000−$4,000
  • Jul 29, 2026Price change$799,000−$21,000
  • Jul 24, 2026Listed$820,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
483 S Aberdeenshire Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$415,000$1814/32,2882190.2
487 S Aberdeenshire Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$495,000$1445/33,428550.3
681 Grampian Highlands Drive, St. Johns, FL 32259Listed by ENDLESS SUMMER REALTYOct 2026$559,499$2025/32,7741630.5
544 Cunningham Hollow Way, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$585,000$2574/22,27520.5
146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$675,000$2374/32,846420.7
1768 Greenridge Circle E, St. Johns, FL 32259Listed by MOMENTUM REALTYOct 2026$550,000$2155/32,560111

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$780,000
Price / Sq Ft$250
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,119
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address317 Hammock Grove Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGreenfield
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0097690300

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
Spa FeaturesIn Ground

Additional Information

Date ListedJuly 24, 2026
Days on Market91
HOA Fees$292 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RIVER AND OAK REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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