Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·15 days on market

276 Baisden Road

Jacksonville, FL 32218

$625,000$234/sqftEst. $3,223/moMLS# 2156842

Beds

Baths

2,676

Sq Ft

1963

Built

Garage

Yes

Pool

About this home

Jacksonville

Experience waterfront living at its finest in this stunning split-level home overlooking the beautiful Broward River. With breathtaking river views, multiple living spaces, and incredible outdoor amenities, this property is perfect for families, entertainers, and outdoor enthusiasts alike. Inside, you'll find two spacious owner's suites, each with its own ensuite bathroom, ample closet space, and privacy, ideal for multigenerational living or hosting guests. The main living room features original hardwood floors and a wall of windows that flood the space with natural light. The formal dining room sits just off the kitchen for ease of entertaining. Downstairs, enjoy an expansive family room with direct access to the pool and hot tub area. Upstairs you'll find the second owner's suite along with two spacious secondary bedrooms. Step outside to your private retreat where a beautiful in-ground pool, automated roll-out shade, and extensive pavered patio provide the perfect

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,223

Principal & Interest: $3,223

Property taxes (est.): $1,021

Insurance (est.): $417

Estimated Total Monthly

$4,660

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,223

Property taxesest. at asking price, Duval County$1,021

Estimated total, before insurance$4,244/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$391,890	$341,168	—
2024	$404,407	$354,407	▲ $15,409
2023	$374,426	$167,040	▲ $42,187
2022	$319,321	$165,073	▲ $34,043
2021	$245,751	$158,795	▲ $6,831
2020	$233,026	$155,906	—

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$234

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,676

Acres0.62 acres

Year Built1963

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

# of Carport Spaces1

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontYes

School Information

ElementarySan Mateo

MiddleOceanway

HighFirst Coast

Community Information

Address276 Baisden Road, Jacksonville, FL 32218

Area095-San Mateo/Eastport

SubdivisionSan Mateo

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size27,007.2 sq ft

Parcel Number1098440000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Circular Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking

ViewRiver, Water

Waterfront TypeNavigable Water, River Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories2

LevelsMulti/Split

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared

Patio / PorchAwning(s), Patio

FencingFenced, Back Yard, Wood

RoofShingle

ConstructionBrick, Vinyl Siding

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedJuly 24, 2026

Days on Market0

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

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20+ years · 500+ closings · NE Florida

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