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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

$595,0004 bd · 3 ba · 2,676 sq ft

Active·105 days on market

276 Baisden Road

Jacksonville, FL 32218

$595,000$222/sqftEst. $3,244/mo mortgageMLS# 2156842
↓ $30,000 below original list
4
Beds
3
Baths
2,676
Sq Ft
1963
Built
2
Garage
Yes
Pool
FEMA Zone AENo HOA0.62 acresWaterfrontSingle Family Residence2 stories

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About this home

Jacksonville

Discover waterfront living at its finest in this beautiful split-level home situated directly on the scenic Broward River! Offering breathtaking water views, spacious living areas, exceptional outdoor entertaining spaces, and a newly built detached garage/workshop, this unique property has so much to offer. The thoughtfully designed floor plan features two spacious owner's suites, each with a private ensuite bath and generous closet space, providing wonderful flexibility for guests or multigenerational living. The main living room showcases beautiful original hardwood floors and a wall of windows that fills the space with natural light while capturing stunning views of the river. A formal dining room is conveniently located just off the kitchen, making entertaining easy. The expansive downstairs family room provides additional space to gather and relax, with direct access to the pool and outdoor living area. Upstairs, you'll find the second owner's suite along with two generously

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,244
Property taxesest. at asking price, Duval County$972
Estimated total, before insurance$4,215/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,244
Principal & Interest: $3,244
Property taxes (est.): $972
Insurance (est.): $397
Estimated Total Monthly
$4,612
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$391,890$341,168—
2024$404,407$354,407▲ $15,409
2023$374,426$167,040▲ $42,187
2022$319,321$165,073▲ $34,043
2021$245,751$158,795▲ $6,831
2020$233,026$155,906—

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$595,000−$10,000
  • Sep 24, 2026Price change$605,000−$10,000
  • Sep 17, 2026Price change$615,000−$10,000
  • Jul 24, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
270 Amber Ridge Road, Jacksonville, FL 32218Listed by MOMENTUM REALTYOct 2026$370,000$1334/3.52,775450.4
11100 Emuness Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$574,900$2564/32,250690.4
11535 Renne Drive, Jacksonville, FL 32218Listed by CROSSVIEW REALTYAug 2026$314,500$1295/32,443560.5
11547 Emuness Road, Jacksonville, FL 32218Listed by JENSEN REAL ESTATE GROUP LLCJun 2026$208,000$1084/21,92810.6
578 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCOct 2026$339,985$1634/32,0842991.7
554 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCOct 2026$348,320$1664/32,0941091.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$222
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,676
Acres0.62 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes

School Information

ElementarySan Mateo
MiddleOceanway
HighFirst Coast

Community Information

Address276 Baisden Road, Jacksonville, FL 32218
Area095-San Mateo/Eastport
SubdivisionSan Mateo
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size27,007.2 sq ft
Parcel Number1098440000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Circular Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking
ViewRiver, Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories2
LevelsMulti/Split
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchAwning(s), Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 24, 2026
Days on Market105
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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