This home is in Jacksonville.

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Pending

Pending·64 days on market

11535 Renne Drive

Jacksonville, FL 32218

$319,000$131/sqftEst. $1,698/moMLS# 2144881

Beds

Baths

2,443

Sq Ft

1962

Built

Garage

Pool

About this home

Jacksonville

Discover this beautifully maintained 5-bedroom home featuring a versatile open layout filled with abundant natural light. This inviting home offers comfortable living spaces and generously sized bedrooms designed for everyday living and functionality, with extra rooms that can easily be used for a home office, craft room, or flexible space to fit your needs. The updated kitchen appliances add a modern touch, making both daily living and entertaining enjoyable. Enjoy the spacious backyard, offering endless possibilities for outdoor living. Offering, comfort, charm, and plenty of room to grow, this home is a wonderful opportunity to enjoy both space and value.

Cost to own

Mortgage calculator

Home Price

$319,000

Down Payment: 20%

$63,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,611

Principal & Interest: $1,611

Est. Taxes & Insurance: $403

Estimated Total Monthly

$2,014

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,698

Property taxesest. at asking price, Duval County$521

Estimated total, before insurance$2,219/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $315,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$262,932	$207,210	—
2024	$256,080	$201,080	▲ $15,028
2023	$250,736	$195,736	▲ $23,665
2022	$218,487	$70,993	▲ $20,035
2021	$168,031	$67,455	▲ $5,000
2020	$158,300	$65,827	—

2025 property taxes (current owner): $4,223/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History