This home is in Jacksonville — a waterfront home in Jacksonville.
$574,900Sold4 bd · 3 ba · 2,250 sq ft
Sold·Closed Oct 21, 2026·69 days on market·Recent sales in Jacksonville
11100 Emuness Road
Jacksonville, FL 32218
About this home
Jacksonville
Owner Financing offered!! Stunning 4BR/3BA custom coastal tidal waterfront home in San Mateo with breathtaking Broward River views! This two-story residence features a wide-open floor plan highlighted by newly refinished wood floors and massive windows framing incredible water vistas. The spectacular, brand-new chef's kitchen boasts premium custom cabinetry, high-end appliances, and a large central island opening directly into the spacious living room. Step outside onto the expansive second-story back deck to enjoy panoramic riverfront relaxation. The versatile downstairs layout offers an ideal multi-generational or guest setup, featuring a large bedroom with a private kitchenette and laundry with a dedicated home office--all while maintaining gorgeous views of the river. Combining modern luxury updates with an irreplaceable waterfront location, this coastal gem is an absolute must-see! With an acceptable offer the seller will replace one of the AC's.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 11 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 3 mi · 1.2 mi of trails
Closest public boat ramp
Bert Maxwell Boat Rampabout 3 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 3 mi · St. Johns River
Closest youth league fields
Oceanway Community Center, Park and Poolabout 1 mi · Swimming
Closest grocery store
Sam's Clubabout 1 mi · 300 Busch Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $410,759 | $360,037 | — |
| 2024 | $423,196 | $357,405 | ▲ $22,156 |
| 2023 | $415,784 | $324,914 | ▲ $50,150 |
| 2022 | $353,239 | $295,377 | ▲ $39,956 |
| 2021 | $268,525 | $268,525 | ▲ $7,590 |
| 2020 | $254,179 | $254,179 | — |
2025 property taxes (current owner): $6,965/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 23, 2026Closed$574,900
- Aug 16, 2026Active Under Contract$574,900
- Aug 9, 2026Active$574,900
- Aug 5, 2026Active Under Contract$574,900
- Jul 15, 2026Price change$574,900−$9,100
- Jun 15, 2026Listed$584,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $256/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 546 Baisden Road, Jacksonville, FL 32218Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Sep 2026 | $170,000 | $91 | 3/2 | 1,858 | 56 | 0.1 |
| 270 Amber Ridge Road, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Oct 2026 | $370,000 | $133 | 4/3.5 | 2,775 | 45 | 0.5 |
| 11524 Princessa Lane, Jacksonville, FL 32218Listed by CB ISAAC REALTY | Sep 2026 | $248,000 | $141 | 3/2 | 1,754 | 87 | 0.6 |
| 554 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Oct 2026 | $348,320 | $166 | 4/3 | 2,094 | 109 | 1.7 |
| 578 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Oct 2026 | $339,985 | $163 | 4/3 | 2,084 | 299 | 1.7 |
| 542 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Oct 2026 | $362,000 | $160 | 4/3.5 | 2,263 | 135 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in San Mateo
For Sale276 Baisden RoadJacksonville, FL 32218
4 bd · 3 ba · 2,676 sq ft
$595,000Est. $3,167/moDiscover waterfront living at its finest in this beautiful split-level home situated directly on the scenic Broward…
Listing Office: re/max specialists
For Sale141 Woods RoadSan Mateo, FL 32187
4 bd · 3 ba · 2,356 sq ft
$499,000Est. $2,656/moThis property is absolutely stunning, This 4 bedroom 3 bath newly remodeled Doublewide mobile home has new insulated…
Listing Office: north florida real estate partners inc
For Sale123 Kyte RoadSan Mateo, FL 32187
4 bd · 2 ba · 1,720 sq ft
$385,000Est. $2,049/moBuild your dream home on a full acre in the highly desirable San Mateo area! This thoughtfully designed…
Listing Office: real broker llc
For RentLease
217 Baisden RoadJacksonville, FL 32218
4 bd · 3 ba · 1,700 sq ft
$2,000/moWelcome home to this San Mateo concrete block home with lot of updates. Kitchen entirely remodeled. New kitchen…
Listing Office: florida homes realty & mtg llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines