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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active Under Contract

Active Under Contract·45 days on market

13415 Peregrine Street

Jacksonville, FL 32225

$510,000$374/sqftEst. $2,635/moMLS# 2156578

Beds

Baths

1,362

Sq Ft

1982

Built

Garage

Pool

About this home

Jacksonville

Welcome to 13415 Peregrine Street, a beautifully renovated home backing up to a special tidal lake. Offering modern updates, generous outdoor space, and a peaceful natural setting. Inside, you will find new wood-look plank tile flooring, updated lighting, a brand-new HVAC system, and fully remodeled bathrooms. The completely renovated kitchen features new cabinets, countertops, fixtures, and finishes, creating a bright and inviting space for cooking, entertaining, and everyday living. Step outside to the huge backyard, where a magnificent mature oak tree provides shade and character. The property backs up to the lake, offering relaxing water views and a scenic backdrop. With extensive improvements throughout and plenty of room to enjoy both indoors and out, this move-in-ready home combines modern comfort with classic Florida charm.

Cost to own

Mortgage calculator

Home Price

$510,000

Down Payment: 20%

$102,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,635

Principal & Interest: $2,635

Property taxes (est.): $833

Insurance (est.): $340

Estimated Total Monthly

$3,808

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,635

Property taxesest. at asking price, Duval County$833

Estimated total, before insurance$3,468/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 2, 2026Active Under Contract$510,000
Jul 22, 2026Listed$510,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$510,000

Price / Sq Ft$374

Bedrooms2

Bathrooms1.50

Full Baths1

Half Baths1

Square Footage1,362

Year Built1982

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address13415 Peregrine Street, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionPablo Oaks

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Parcel Number1671582340

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

Water SourcePublic

ParkingGarage

ViewLake

Waterfront TypeLake Front

Interior

AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater

HeatingCentral

CoolingElectric

FlooringTile

# of Stories1

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedJuly 22, 2026

Days on Market11

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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