This home is in Pablo Point, Jacksonville.
Sold·Closed Sep 24, 2026·13 days on market·Recent sales in Pablo Point·Pablo Point
165 Pablo Point Drive
Jacksonville, FL 32225
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About this home
Pablo Point
Location, location, location...Welcome home to this completely renovated 3-bedroom, 2-bath home in the highly desirable Pablo Point neighborhood only 5 minutes to the beach. Brand new kitchen with quartz countertops & stainless steel appliances, new bathrooms, new LVP flooring, new 12x24 outside deck, new windows, new hot water heater, new garage door & more. Over ½ an acre with NO HOA. Conveniently located near... absolutely everything
Next steps in Pablo Point
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,461 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $384/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 25, 2026Closed$499,900
- Aug 26, 2026Active Under Contract$499,900
- Aug 12, 2026Listed$499,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $302/sq ft; this home is listed at $337/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13723 Coral Drive, Jacksonville, FL 32224Listed by RPB REALTY,INC | Sep 2026 | $429,900 | $228 | 3/2.5 | 1,883 | 2 | 0.4 |
| 13415 Peregrine Street, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTY | Sep 2026 | $500,000 | $367 | 2/1.5 | 1,362 | 43 | 0.4 |
| 13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTY | Sep 2026 | $440,000 | $278 | 3/2 | 1,584 | 58 | 0.8 |
| 13208 Grant Logan Lane, Jacksonville, FL 32225Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $315,000 | $222 | 3/2 | 1,422 | 42 | 0.8 |
| 13486 Las Brisas Way, Jacksonville, FL 32224Listed by MOMENTUM REALTY | Aug 2026 | $410,000 | $306 | 3/2 | 1,342 | 11 | 1 |
| 13253 Mendenhall Place, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | Oct 2026 | $392,750 | $302 | 3/2 | 1,301 | 97 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Point
Pablo Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines