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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 4, 2026·2 days on market·Recent sales in Jacksonville

5630 Patsy Anne Drive

Jacksonville, FL 32207

$185,000sold priceListed at $199,000 · 93% of asking$93/sqftMLS# 2156472
5
Beds
3
Baths
1,980
Sq Ft
1965
Built
1
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Two Homes for the Price of One! Incredible investment opportunity with excellent income-producing potential. Sold AS-IS. The front home offers a spacious 3-bedroom, 2-bathroom floor plan with a 1-car garage, while the fully permitted rear home features 2 bedrooms and 1 bathroom--perfect for rental income, multigenerational living, or a guest house. The property also includes a large backyard and multiple storage/work sheds, providing plenty of space for hobbies, projects, or additional storage. Opportunities like this are hard to find. Whether you're an investor looking to expand your portfolio or a buyer seeking a great opportunity to make this your own, this is one you won't want to miss. Schedule your showing today and submit your offer before it's gone!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, Duval County$302
Estimated total, before insurance$1,327/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,498/yr · $125/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,450
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,498/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$199,000
  • Jul 24, 2026Pending$199,000
  • Jul 21, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $101/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2422 University Boulevard W, Jacksonville, FL 32217Listed by SMILEEHOUSE AUCTION CO LLCSep 2026$205,000$1126/11,8381210.1
5449 Community Circle, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$300,000$1763/21,708150.2
5529 Nettie Road, Jacksonville, FL 32207Listed by JWB REALTY LLCSep 2026$345,000$1964/21,7601460.3
1735 Clemson Road, Jacksonville, FL 32217Listed by WHOLESALE REALTY LLCAug 2026$140,000$963/11,45830.3
5388 Rollins Avenue, Jacksonville, FL 32207Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLCSep 2026$585,000$2723/22,154330.5
5206 Tulane Avenue, Jacksonville, FL 32207Listed by WATSON REALTY CORPOct 2026$352,500$2254/21,56960.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$101
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage1,980
Total Structure Area2,582 sq ft
Acres0.24 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementarySan Jose
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address5630 Patsy Anne Drive, Jacksonville, FL 32207
Area012-San Jose
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,454.4 sq ft
Parcel Number1479690000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewTrees/Woods

Interior

Interior FeaturesSplit Bedrooms
AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionBlock, Brick Veneer
Other StructuresGuest House
Road FrontageCity Street

Additional Information

Date ListedJuly 22, 2026
Days on Market2
Tax Amount$1,498.31
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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