This home is in Jacksonville.
$300,000Sold3 bd · 2 ba · 1,708 sq ft
Sold·Closed Sep 23, 2026·15 days on market·Recent sales in Jacksonville
5449 Community Circle
Jacksonville, FL 32207
About this home
Jacksonville
Welcome home to this beautifully maintained Lakewood residence, ideally located in the heart of San Jose, just minutes from downtown, shopping, dining, and everything Jacksonville has to offer. Full of character and possibility, this private residence features original hardwood floors with plenty of life left in them, spacious rooms, two separate living spaces, including one with a wood-burning fireplace, plus a formal dining room, giving you plenty of flexibility for everyday living and entertaining. The garage offers unique spaces, including a dedicated workshop area and ample room to install specialized overhead shelving for extra storage. Step outside to a separate studio and workshop with full electric and attic space, offering exciting potential to be converted into a guest suite, home office, creative studio, or additional living space. With timeless character, generous living spaces, a convenient location, and plenty of opportunity to add your own personal charm
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1964)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,555 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave Nabout 15 mi · 34 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 4 mi · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 4 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Nathan Krestul Park Paddlecraft Accessabout 0.8 mi · Christopher Creek
Closest youth league fields
Earl Johnson Memorial Parkabout 0.2 mi · Soccer
Closest grocery store
Winn-Dixieabout 0.5 mi · 1520 W University Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,097/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Closed$330,000
- Sep 3, 2026Active Under Contract$330,000
- Aug 30, 2026Price change$330,000−$15,000
- Aug 20, 2026Listed$345,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $176/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1940 Lakewood Circle S, Jacksonville, FL 32207Listed by 7 STAR REALTY, INC. | Sep 2026 | $170,000 | $127 | 3/1.5 | 1,341 | 104 | 0.2 |
| 2422 University Boulevard W, Jacksonville, FL 32217Listed by SMILEEHOUSE AUCTION CO LLC | Sep 2026 | $205,000 | $112 | 6/1 | 1,838 | 121 | 0.3 |
| 5206 Tulane Avenue, Jacksonville, FL 32207Listed by WATSON REALTY CORP | Oct 2026 | $352,500 | $225 | 4/2 | 1,569 | 6 | 0.4 |
| 5529 Nettie Road, Jacksonville, FL 32207Listed by JWB REALTY LLC | Sep 2026 | $345,000 | $196 | 4/2 | 1,760 | 146 | 0.4 |
| 2443 Mercer Circle S, Jacksonville, FL 32217Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $260,000 | $155 | 3/2 | 1,676 | 4 | 0.6 |
| 6325 Mercer Circle W, Jacksonville, FL 32217Listed by RIVER CITY RENTALS AND REALTY | Oct 2026 | $370,000 | $240 | 3/2 | 1,542 | 6 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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