This home is in Jacksonville.

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Active·Listed today

11627 Mandarin Terr Road

Jacksonville, FL 32223

$897,000$238/sqftEst. $4,559/moMLS# 2156426

Beds

Baths

3,770

Sq Ft

1985

Built

Garage

Yes

Pool

About this home

Jacksonville

Private Estate in Historic Mandarin on Nearly an Acre - No HOA Enjoy the breeze off the St. Johns River from this beautifully updated brick Florida ranch-style estate situated on an elevated private corner lot of nearly one acre in the heart of Mandarin. The home is ideally located off of scenic Mandarin Road on a quiet street. Offering a rare combination of privacy, character, and modern improvements, this property is conveniently located just minutes from shopping, I-295 and I-95, approximately 25 minutes to the beaches, and 35 minutes to Jacksonville International Airport. The fully fenced backyard is enclosed by 625 linear feet of custom 7-foot privacy fencing and gates, creating a secluded outdoor retreat. The property features a saltwater pool, a professional-sized 70-foot batting cage, expansive lawn space for recreation, and mature tropical landscaping.

Cost to own

Mortgage calculator

Home Price

$897,000

Down Payment: 20%

$179,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,559

Principal & Interest: $4,559

Property taxes (est.): $1,465

Insurance (est.): $598

Estimated Total Monthly

$6,622

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$4,559

Property taxesest. at asking price, Duval County$1,465

Estimated total, before insurance$6,024/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Listed$897,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$897,000

Price / Sq Ft$238

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,770

Total Structure Area3,770 sq ft

Year Built1985

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryLoretto

MiddleMandarin

HighMandarin

Community Information

Address11627 Mandarin Terr Road, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionBowden Grant

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Parcel Number1058670020

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected

SewerSeptic Tank

Water SourceWell

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringWood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryLower Level

Window FeaturesSkylight(s)