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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active

Active·93 days on market

11627 Mandarin Terr Road

Jacksonville, FL 32223

$794,000$211/sqftEst. $4,363/mo mortgageMLS# 2156426
↓ $103,000 below original listOpen house Sat, Oct 24 · 1:00 pm–4:00 pm
3
Beds
3.5
Baths
3,770
Sq Ft
1985
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.87 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

$10,000 BUYER INCENTIVE! USE TOWARD CLOSING COSTS, INTEREST RATE BUY-DOWN, OR OTHER ALLOWABLE EXPENSES! SPACIOUS MANDARIN RETREAT WITH MULTIGENERATIONAL LIVING POTENTIAL! RARE OPPORTUNITY! Updated (2023) brick ranch with open floor plan on an elevated .87-acre corner lot, just off scenic, oak-canopied Mandarin Road near the St. Johns River estates. Flexible layout offers up to 5 bedrooms PLUS a separate home office without adding square footage! A private entrance and parking area serve a spacious bedroom suite, game room and office—ideal for a mother-in-law suite, 1BR apartment or additional bedrooms. Enjoy a tropical retreat with swimming pool, mature landscaping, expansive backyard, 7' privacy fence, 2 large entry gates and over 700 SF of covered patio space. Located on a quiet street surrounded by large properties, offering exceptional privacy and space in historic Mandarin. Minutes to shopping, dining, I-295 and I-95; approximately 25 minutes to beaches and 35 minutes to JAX.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,363
Property taxesest. at asking price, Duval County$1,296
Estimated total, before insurance$5,660/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$794,000
$158,800
Loan Term
Monthly Payment
$4,363
Principal & Interest: $4,363
Property taxes (est.): $1,297
Insurance (est.): $529
Estimated Total Monthly
$6,189
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 24, 2026Price change$794,000−$31,000
  • Aug 28, 2026Price change$825,000−$55,000
  • Aug 17, 2026Price change$880,000−$17,000
  • Jul 21, 2026Listed$897,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $268/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12641 Mandarin Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,150,000$3364/3.53,42580.1
11665 Mandarin Terrace Road, Jacksonville, FL 32223Listed by WATSON REALTY CORPApr 2026$820,000$2614/43,14500.1
11685 Woodside Lane, Jacksonville, FL 32223Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$1,550,000$3945/43,935510.5
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14631.2
2660 Fairway Farms Court, Jacksonville, FL 32223Listed by ROUND TABLE REALTYJul 2026$1,160,000$2685/4.54,329351.2
2536 Tuscan Oaks Lane, Jacksonville, FL 32223Listed by LATITUDE 30 REALTY LLCMay 2026$650,000$1566/3.54,1672401.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$794,000
Price / Sq Ft$211
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,770
Total Structure Area3,770 sq ft
Acres0.87 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address11627 Mandarin Terr Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionBowden Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size37,897.2 sq ft
Parcel Number1058670020
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryLower Level
Window FeaturesSkylight(s)

Exterior

FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 21, 2026
Days on Market90
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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