This home is in James Island, Jacksonville.

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Active

Active·Listed today·James Island

7757 Burnt Oak Trail

Jacksonville, FL 32256

$850,000$223/sqftEst. $4,320/moMLS# 2156099

Beds

Baths

3,812

Sq Ft

2001

Built

Garage

Yes

Pool

About this home

James Island

Located in the gated community of James Island, this 6-bedroom, 5-bath pool home offers 3,812 sq ft of flexible living space designed for multigenerational living, working from home, or hosting guests. Updates include a new roof, new carpet, fresh interior paint (2025), and new LVP flooring (2026). A private 638 sq ft in-law suite features its own entrance, patio, kitchenette, full bath, and Murphy bed. Upstairs, an office/guest suite includes a full bath, built-in shelving, and a Murphy bed. The updated kitchen showcases quartz countertops, double convection ovens, and a separate cooktop. Enjoy 14-ft ceilings in the formal living and dining rooms, 10-ft ceilings throughout the main living areas, crown molding, and custom closet systems. Additional features include a spacious primary suite, screened pool and spa, cabana bath, HVAC and water heater (2024), underground propane tank, whole-house gas generator, large fenced backyard, and private preserve views - and more!

Cost to own

Mortgage calculator

Home Price

$850,000

Down Payment: 20%

$170,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,320

Principal & Interest: $4,320

Est. Taxes & Insurance: $1,080

Estimated Total Monthly

$5,401

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$4,320

Property taxesest. at asking price, Duval County$1,388

HOAbilled monthly$156

Estimated total, before insurance$5,864/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,842/yr

Estimated taxes if purchased at asking price: ~$16,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 19, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$850,000

Price / Sq Ft$223

Bedrooms6

Bathrooms5.00

Full Baths5

Square Footage3,812

Acres0.41 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address7757 Burnt Oak Trail, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionJames Island

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size17,859.6 sq ft

Parcel Number1677423995

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Open Floorplan, Pantry, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories1

LevelsOne and One Half

SecurityGated with Guard