Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Villages Of Vilano, St. Augustine — a home near St. Augustine High School.

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Active

Active·148 days on market·Villages Of Vilano

110 Ocean Hollow Lane 101

St. Augustine, FL 32084

$265,000$291/sqftEst. $1,362/moMLS# 2138418

Beds

Baths

912

Sq Ft

1989

Built

Garage

Pool

About this home

Villages Of Vilano

**GATED COMMUNITY**OCEAN FRONT**UPDATED** Step RIGHT ACROSS THE STREET FROM THE OCEAN and into your meticulously maintained coastal sanctuary. This stunning GROUND FLOOR UNIT in the GATED COMMUNITY of Villages of Vilano has been tastefully REMODELED, boasting stylish lighting fixtures, crown molding, and thoughtfully curated finishes throughout. The kitchen features granite countertops, updated cabinetry, and new stainless steel appliances. You'll also find an UPDATED BATHROOM, elegant Italian wood grain tile, NEW PAINT, and a newer AC (2023). Savor the ocean breeze and the soothing sounds of the waves from your NEWLY SCREENED PATIO! As a resident of Villages of Vilano, you'll enjoy unparalleled amenities, including garage parking, two pools (one heated), a sauna, a gym, PRIVATE BEACH ACCESS, a marina, RV/boat storage, tennis courts, pickleball courts, a boat ramp, and 24HR GATED SECURITY. Live the Vilano Beach dream! Don't miss out!

Cost to own

Mortgage calculator

Home Price

$265,000

Down Payment: 20%

$53,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,362

Principal & Interest: $1,362

Property taxes (est.): $353

Insurance (est.): $177

Estimated Total Monthly

$1,892

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,362

Property taxesest. at asking price, St. Johns County$353

HOAbilled monthly$353

Estimated total, before insurance$2,068/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$993/yr · $83/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$259,000	$61,526	—
2024	$259,000	$59,085	—
2023	$279,820	$55,908	—
2022	$210,000	$52,823	—
2021	$167,000	$49,828	—
2020	$157,600	$157,600	—

2025 property taxes (current owner): $993/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Price change$265,000−$10,000
Apr 4, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$265,000

Price / Sq Ft$291

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage912

Year Built1989

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesEast

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address110 Ocean Hollow Lane 101, St. Augustine, FL 32084

Area266-Vilano Beach

SubdivisionVillages Of Vilano

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number1423850101

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Boat Dock, Boat Launch, Boat Slip, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance Grounds, Management - Full Time, Marina, Pickleball, RV/Boat Storage, Sauna, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAdditional Parking, Assigned, Garage, Garage Door Opener, RV Access/Parking, Secured, Underground

ViewBeach, Ocean

Waterfront TypeNavigable Water, Ocean Access, Ocean Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityGated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesHeated, Community