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This home is in Silver Landing, St. Augustine.

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Active

Active·Listed today·Silver Landing

139 Grand Rivage Drive Drive

St. Augustine, FL 32092

$597,000$239/sqftEst. $3,044/moMLS# 2156080

Beds

Baths

2,496

Sq Ft

2024

Built

Garage

Pool

About this home

Silver Landing

Better than new and move-in ready with premium upgrades already complete! Located on a desirable corner lot in Silver Landing at SilverLeaf, this impeccably maintained MasterCraft Lola offers 2,496 sq. ft., 4 bedrooms, 3 baths, a split floor plan, and a 3-car garage. Inside, enjoy luxury vinyl plank flooring, plantation shutters, abundant natural light, and a chef's gourmet kitchen with a gas range, Electrolux appliances, oversized island, and huge walk-in pantry with a bonus refrigerator included. The spacious owner's suite features an oversized walk-in shower and generous closet space directly next to the ultimate laundry room. Unwind on the extended paver patio overlooking the fully fenced backyard. Enjoy resort-style amenities, NO CDD fees, top-rated St. Johns County schools, and easy access to shopping, dining, historic St. Augustine, and Northeast Florida's beautiful beaches--all for significantly less than building new.

Cost to own

Mortgage calculator

Home Price

$597,000

Down Payment: 20%

$119,400

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,044

Principal & Interest: $3,044

Property taxes (est.): $794

Insurance (est.): $398

Estimated Total Monthly

$4,236

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,044

Property taxesest. at asking price, St. Johns County$794

HOAbilled annually$35

Estimated total, before insurance$3,873/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,219/yr · $435/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,219/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Active$597,000
Jul 19, 2026Listed$597,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$597,000

Price / Sq Ft$239

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,496

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address139 Grand Rivage Drive Drive, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0279716240

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingHeat Pump

CoolingCentral Air

FlooringCarpet

# of Stories1

LevelsOne

LaundryIn Unit, Lower Level, Sink

SecuritySmoke Detector(s)