This home is in St. Augustine — a waterfront home in St. Johns County.
Active·42 days on market
4541 Eden Bay Drive
St. Augustine, FL 32084
About this home
St. Augustine
Ocean views and deeded beach access. This property sits in a quiet, well-maintained private enclave of only a dozen homes. Dozens of upgrades including; crown molding, built-in cabinetry, newer appliances, wired alarm and a/v system, outdoor kitchen and patio complete with outdoor shower. Convenient to Vilano Town Center approximately 3 miles away as well as the numerous amazing highly rated restaurants nearby. Terrific floor plan with private master suite and laundry 2nd floor along with two bedrooms and sitting/t.v. den down. Come enjoy your beach oasis right in the heart of Vilano beach!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,825 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 17, 2026Listed$1,399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PREMIER HOMES REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in **verifying Subd**
Active$1,175,000MLS# 2132864Est. $6,254/mo6169 County Road 209 S, Green Cove Springs, FL 320432 Beds1 Baths1,008 sqftRare opportunity to own 10 acres of premier waterfront on the St. Johns River, positioned on one of the widest sections…
ResidentialCLICK TO LIST LLC
Active$1,029,000MLS# 2157368Est. $5,477/mo621 River View Road, Flagler Beach, FL 321365 Beds4 Baths4,032 sqftLuxury Living in the Heart of Flagler Beach. Nestled on a quiet street just across from the Intracoastal Waterway and…
ResidentialFLORIDA BEACHES REAL ESTATE COMPANY
Active$898,000MLS# 2151232Est. $4,780/mo157 W Grandview Drive, East Palatka, FL 321314 Beds3 Baths3,092 sqftImagine pulling onto 1.63 private acres, the St. Johns River stretching wide across the back of the property and…
ResidentialBEACH STATE REALTY
Active$870,000MLS# 2161555Est. $4,631/mo0 Head Road, Fleming Island, FL 320034 Beds4 Baths3,163 sqftA NEARLY IMPOSSIBLE-TO-FIND ONE-ACRE HOMESITE. CUSTOM NEW CONSTRUCTION. EXCEPTIONAL PRIVACY. This is the kind of to…
ResidentialCOLDWELL BANKER VANGUARD REALTY
Keep looking
Similar homes in St. Augustine
Explore the area
More in St. Augustine
St. Augustine guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines