This home is in St. Augustine — a waterfront home in St. Johns County.
Active·91 days on market
4541 Eden Bay Drive
St. Augustine, FL 32084
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Ocean views and deeded beach access. This property sits in a quiet, well-maintained private enclave of only a dozen homes. Dozens of upgrades including; crown molding, built-in cabinetry, newer appliances, wired alarm and a/v system, outdoor kitchen and patio complete with outdoor shower. Convenient to Vilano Town Center approximately 3 miles away as well as the numerous amazing highly rated restaurants nearby. Terrific floor plan with private master suite and laundry 2nd floor along with two bedrooms and sitting/t.v. den down. Come enjoy your beach oasis right in the heart of Vilano beach!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,825 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 21, 2026Price change$1,349,000−$50,000
- Jul 17, 2026Listed$1,399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $436/sq ft; this home is listed at $698/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 129 S Beach Drive, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $590,000 | $324 | 3/2 | 1,822 | 60 | 0.1 |
| 276 Brighton Court, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INC | Jul 2026 | $640,000 | $385 | 3/2 | 1,663 | 84 | 0.1 |
| 406 Third Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLC | Jun 2026 | $707,000 | $436 | 4/2.5 | 1,621 | 71 | 0.5 |
| 507 Third Street, St. Augustine, FL 32084Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $2,300,000 | $1,125 | 3/2 | 2,044 | 145 | 0.6 |
| 405 Fifth Street, Vilano Beach, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $730,000 | $365 | 3/2 | 2,000 | 11 | 0.7 |
| 302 12th Street, St. Augustine, FL 32084Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Jun 2026 | $806,000 | $496 | 4/3 | 1,624 | 115 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PREMIER HOMES REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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