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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Aug 21, 2026·60 days on market·Recent sales in St. Augustine

129 S Beach Drive

St. Augustine, FL 32084

$590,000sold priceListed at $648,000 · 91% of asking$324/sqftMLS# 2142263
3
Beds
2
Baths
1,822
Sq Ft
1999
Built
2
Garage
No
Pool
HOA $133/mo9,583 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Escape to your own coastal sanctuary at 129 S Beach Drive. Tucked away in an exclusive, 36-home enclave, this residence offers the rare perfect balance: total beachside serenity paired with quick access to the best of St. Augustine, Ponte Vedra, and Vilano.Why you'll love it: Prime Location: You're just a short walk to the private community beach access. Sun, sand, and surf are quite literally at your doorstep. Enjoy a bright, open-concept living space featuring brand-new interior & exterior paint, complemented by durable LVP & tile flooring throughout--no carpet here! Open Layout: Retreat to an expansive primary suite with an en suite bath, while guests enjoy two well-appointed bedrooms in a thoughtful split-plan layout. Outdoor Living: Sip your morning coffee on the breezy screened-in porch and enjoy ocean breezes. Utilize the spacious 2-car garage for all your beach gear. Peace of Mind: Located in Flood Zone X, meaning no flood insurance is required. Nice corner lot. Roof & AC 6 yrs

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,268
Property taxesest. at asking price, St. Johns County$785
HOAbilled quarterly$133
Estimated total, before insurance$4,186/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,783/yr · $315/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,268
Principal & Interest: $3,268
Property taxes (est.): $785
Insurance (est.): $393
Estimated Total Monthly
$4,446
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$525,258$243,051—
2024$518,181$235,494—
2023$483,556$227,179—
2022$462,384$219,106—
2021$307,793$211,268—
2020$277,749$207,661—

2025 property taxes (current owner): $3,783/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$648,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $436/sq ft; this home is listed at $356/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
276 Brighton Court, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJul 2026$640,000$3853/21,663840.1
406 Third Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$707,000$4364/2.51,621710.5
405 Fifth Street, Vilano Beach, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$730,000$3653/22,000110.6
507 Third Street, St. Augustine, FL 32084Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$2,300,000$1,1253/22,0441450.6
302 12th Street, St. Augustine, FL 32084Listed by SUNCOAST PROPERTY MANAGEMENT LLCJun 2026$806,000$4964/31,6241150.9
404 Fourteenth Street, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPSep 2026$712,500$4063/2.51,7531341

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$648,000
Price / Sq Ft$356
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,822
Total Structure Area2,547 sq ft
Acres0.22 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address129 S Beach Drive, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionSouth Beach at Ponte Vedra
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size9,583.2 sq ft
Parcel Number1423210250
ZoningSingle Family

Amenities

AmenitiesBeach Access, Maintenance Grounds
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 30, 2026
Days on Market60
HOA Fees$400 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesPest Control, Other
Tax Amount$3,782.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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