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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·2 days on market

11634 Hidden Hills Drive S

Jacksonville, FL 32225

$675,000$242/sqftEst. $3,481/moMLS# 2155898

Beds

Baths

2,794

Sq Ft

1987

Built

Garage

Pool

About this home

Jacksonville

Welcome to your beautiful executive residence in the prestigious gated community of Hidden Hills. Generous living spaces and thoughtful updates perfect for comfortable living and effortless entertaining. Step inside to soaring ceilings and an abundance of natural light from multiple skylights that brighten every room. The flowing layout features a formal living area, dining room, a spacious family room with fireplace and custom wood bookshelves and a versatile wet bar that can serve as a wine or coffee station. The kitchen boasts newer KitchenAid and GE appliances. The impressive primary suite is a true retreat with a large bedroom, two walk-in closets with organizers, updated tile shower and jetted tub. Additional bedrooms offer generous proportions and walk-in closets. The office with full bath makes an easy 4th bedroom. New hot water heater, water softener, sprinkler system, wired ethernet, cedar channel siding. Close to parks, schools, Publix, Mayport, shopping,and major roads!

Cost to own

Mortgage calculator

Home Price

$675,000

Down Payment: 20%

$135,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,481

Principal & Interest: $3,481

Property taxes (est.): $1,102

Insurance (est.): $450

Estimated Total Monthly

$5,033

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,481

Property taxesest. at asking price, Duval County$1,102

HOAbilled monthly$150

Estimated total, before insurance$4,733/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,892/yr · $324/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,892/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,011 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Active$675,000
Jul 17, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000

Price / Sq Ft$242

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,794

Acres0.42 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address11634 Hidden Hills Drive S, Jacksonville, FL 32225

Area042-Ft Caroline

SubdivisionHidden Hills

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size18,295.2 sq ft

Parcel Number1606712222

Amenities

AmenitiesGated, Jogging Path, Park, Playground

UtilitiesCable Available

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

SecurityGated with Guard