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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Hills, Jacksonville a home near Sandalwood High School.

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Active

Active·1 day on market·Hidden Hills

12166 Hidden Hills Drive

Jacksonville, FL 32225

$599,000$249/sqftEst. $3,076/moMLS# 2160819
5
Beds
3
Baths
2,401
Sq Ft
1995
Built
2
Garage
No
Pool

About this home

Hidden Hills

This beautifully remodeled 5-bedroom, 3-bath home offers approximately 2,400 square feet of stylish and comfortable living space in a gated community known for its high-elevation lots, mature trees, and established surroundings. Step inside to discover new LVP flooring throughout and a completely updated kitchen featuring new cabinetry and luxury appliances, including a 36-inch range, built-in drawer microwave, and professional-style range hood. All three bathrooms have been beautifully remodeled with new tile, vanities, showers, and tubs. The primary suite is a true retreat, highlighted by a luxurious spa-inspired bathroom with a rainfall showerhead, body sprays, and freestanding soaking tub. Additional updates include a new HVAC system and new water heater. The roof was installed in 2015 and has recently been inspected by a professional roofer.

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,076
Principal & Interest: $3,076
Property taxes (est.): $978
Insurance (est.): $399
Estimated Total Monthly
$4,454
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,076
Property taxesest. at asking price, Duval County$978
HOAbilled monthly$150
Estimated total, before insurance$4,204/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,334/yr · $611/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,334/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,393 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 22, 2026Active$599,000
  • Aug 17, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000
Price / Sq Ft$249
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,401
Acres0.38 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMerrill Road
MiddleLandmark

Community Information

Address12166 Hidden Hills Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionHidden Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size16,552.8 sq ft
Parcel Number1606712244
ZoningResidential

Amenities

AmenitiesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt

Additional Information

Date ListedAugust 22, 2026
Days on Market1
HOA Fees$150 / Monthly
HOA FrequencyMonthly
Tax Amount$7,334.21
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Hidden Hills

Hidden Hills is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Hidden Hills homes for sale →

Listing Courtesy of: COASTAL REALTY JAX

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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