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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·97 days on market

970 Glynlea Road

Jacksonville, FL 32216

$999,900$410/sqftEst. $5,538/mo mortgageMLS# 2155838
2
Beds
3
Baths
2,436
Sq Ft
1938
Built
2
Garage
No
Pool
FEMA Zone XNo HOA2.18 acresWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

A truly rare offering, this remarkable 2.18-acre waterfront estate combines 968 & 970 Glynlea Road into one exceptional property with three existing residences, and a private entrance drive. Whether you envision restoring and reimagining the existing homes into a multi-generational family compound or income-producing properties--or prefer to start fresh and build the custom waterfront estate of your dreams--this property offers the land and privacy to make that happen. Mature trees, waterfront views, and abundant space offer limitless possibilities for outdoor living, entertaining, recreation, or future estate planning. Bring your architect, your builder, and your imagination--this is a property where the possibilities are extraordinary.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,538
Property taxesest. at asking price, Duval County$1,633
Estimated total, before insurance$7,171/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,439/yr · $953/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$999,900
$199,980
Loan Term
Monthly Payment
$5,538
Principal & Interest: $5,538
Property taxes (est.): $1,633
Insurance (est.): $667
Estimated Total Monthly
$7,838
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1938)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,201 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,439/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 17, 2026Listed$999,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $410/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6234 Smallwood Road, Jacksonville, FL 32216Listed by CENTURY 21 LIGHTHOUSE REALTYAug 2026$299,900$1412/22,124260.4
6760 Marion Court S, Jacksonville, FL 32216Listed by FLORIDA FAMILY REALTYSep 2026$285,000$1443/31,9773090.6
7003 Altama Road, Jacksonville, FL 32216Listed by WATSON REALTY CORPAug 2026$382,000$2053/2.51,861180.6
1634 East Road, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVSep 2026$380,000$2164/21,761460.7
560 Mandalay Road, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTSSep 2026$340,000$1813/21,879570.8
443 Holiday Hill Circle W, Jacksonville, FL 32216Listed by EVERYSTATE INCSep 2026$345,000$1354/32,5512350.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$999,900
Price / Sq Ft$410
Bedrooms2
Bathrooms3.00
Full Baths3
Square Footage2,436
Acres2.18 acres
Year Built1938
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryHoliday Hill, reported on 2 other Glynlea listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address970 Glynlea Road, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionGlynlea
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size94,960.8 sq ft
Parcel Number138688-0000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypeNavigable Water

Interior

AppliancesDryer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJuly 17, 2026
Days on Market41
Tax Amount$11,439.1
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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