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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 1, 2026·235 days on market·Recent sales in Jacksonville

443 Holiday Hill Circle W

Jacksonville, FL 32216

$345,000sold priceListed at $348,000 · 99.1% of asking$135/sqftMLS# 2116687
4
Beds
3
Baths
2,551
Sq Ft
1984
Built
2
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Charm and curb appeal abound for this Jacksonville home! Step into the inviting foyer and through into the well-appointed living room, positioned at the center of the home. The kitchen boasts stainless steel appliances, hard surface countertops, and ample storage. This large, ranch style home features a secondary family room with a fireplace, a primary suite, and three secondary bedrooms. Schedule your showing today and see for yourself the possibilities that this home has to offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Duval County$563
Estimated total, before insurance$2,474/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,450/yr · $537/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $563
Insurance (est.): $230
Estimated Total Monthly
$2,704
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$372,270$372,270—
2024$347,488$347,488▲ $3,325
2023$358,879$339,808▲ $37,225
2022$308,917$308,917▲ $24,270
2021$239,041$176,370▲ $9,144
2020$223,245$173,245▲ $29,084

2024 property taxes (current owner): $6,450/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$348,000
  • Nov 6, 2025Listed$348,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $136/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
560 Mandalay Road, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTSSep 2026$340,000$1813/21,879570.2
7003 Altama Road, Jacksonville, FL 32216Listed by WATSON REALTY CORPAug 2026$382,000$2053/2.51,861180.3
1174 Jamaica Road W, Jacksonville, FL 32216Listed by ANNALYECE REALTY LLCAug 2026$438,000$1774/2.52,472130.7
1169 Montego Road E, Jacksonville, FL 32216Listed by FLUID REALTY, LLC.Sep 2026$349,000$1784/2.51,96020.8
7216 Oakwood Drive, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$275,000$1364/3.52,016400.9
2332 Buttonwood Drive, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLCJul 2026$250,000$1183/22,114611.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$348,000
Price / Sq Ft$136
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,551
Acres0.20 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address443 Holiday Hill Circle W, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionHoliday Hill Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size8,712 sq ft
Parcel Number1402281258

Amenities

UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Refrigerator
CoolingOther
# of Stories1

Exterior

Other StructuresOther

Additional Information

Date ListedSeptember 4, 2026
Days on Market235
Tax Amount$6,449.67
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EVERYSTATE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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