This home is in Jacksonville.

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Active

Active·9 days on market

11417 Sheepshead Lane

Jacksonville, FL 32226

$385,000$178/sqftEst. $1,963/moMLS# 2155820

Beds

Baths

2,165

Sq Ft

2021

Built

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully maintained two story home in sought after Alta Lakes! Built in 2021 and better than new, it shows immaculate, bright, open concept living, a chef's kitchen with a large island, stainless appliances, granite look counters, tile backsplash, and gray shaker cabinetry throughout. Out back, enjoy true waterfront views from your fenced yard and extended paver patio, the perfect spot for morning coffee or sunset entertaining, with no rear neighbors and a peaceful pond as your backdrop. Upstairs, a spacious primary suite and three generous bedrooms give everyone room to spread out. Alta Lakes delivers resort style living: pool and splash pad, clubhouse, fitness center, dog park, pickleball, playground, and miles of walking trails. Zoned for A-rated schools and just minutes from I-95/I-295, JIA, River City Marketplace, the beaches, and area military bases. Clean, updated, and truly move-in ready come see it before it's gone!

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,963

Principal & Interest: $1,963

Property taxes (est.): $629

Insurance (est.): $257

Estimated Total Monthly

$2,848

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,963

Property taxesest. at asking price, Duval County$629

HOAbilled annually$9

Estimated total, before insurance$2,601/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,600/yr · $633/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,600/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 17, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,000

Price / Sq Ft$178

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,165

Acres0.22 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address11417 Sheepshead Lane, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionAlta Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size9,583.2 sq ft

Parcel Number1084393050

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Pickleball, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories2

LevelsTwo

LaundryIn Unit