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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 21, 2026·105 days on market·Recent sales in Jacksonville

11479 Red Koi Drive

Jacksonville, FL 32226

$394,500sold priceListed at $394,900 · 99.9% of asking$194/sqftMLS# 2144195
4
Beds
3
Baths
2,033
Sq Ft
2020
Built
2
Garage
No
Pool
FEMA Zone XHOA $9/mo8,712 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Beautiful 4BR/3BA home in desirable Alta Lakes! Built in 2020, this open-concept floor plan features over 2,000 SF of living space with spacious living and dining areas, a well-appointed kitchen with abundant cabinetry and prep space, and a flexible split-bedroom layout ideal for families or guests. The primary suite offers a private retreat with en-suite bath and generous closet space. Situated on a large lot with a fully usable backyard and located near community amenities including pool, clubhouse, fitness center, playground, and walking paths. Conveniently located near shopping, dining, Jacksonville International Airport, and major commuter routes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,185
Property taxesest. at asking price, Duval County$644
HOAbilled annually$9
Estimated total, before insurance$2,838/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,838/yr · $653/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$394,500
$78,900
Loan Term
Monthly Payment
$2,185
Principal & Interest: $2,185
Property taxes (est.): $644
Insurance (est.): $263
Estimated Total Monthly
$3,092
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $380,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$315,354$264,059—
2024$305,910$255,910▲ $16,230
2023$335,992$271,253—
2022$306,882$246,594▲ $26,218
2021$224,177$224,177—
2020$37,000$37,000▼ $3,000

2025 property taxes (current owner): $7,838/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Closed$394,900
  • Sep 16, 2026Pending$394,900
  • Aug 20, 2026Active Under Contract$394,900
  • May 8, 2026Listed$394,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11540 Red Koi Drive, Jacksonville, FL 32226Listed by ELITE REALTY GROUPOct 2026$375,000$2093/21,794790.1
3572 Shiner Drive, Jacksonville, FL 32226Listed by HERRON REAL ESTATE LLCSep 2026$324,000$1904/21,705390.3
3554 Sunfish Drive, Jacksonville, FL 32226Listed by ERA ONETEAM REALTYAug 2026$330,000$1944/21,705150.4
3167 Spotted Bass Lane, Jacksonville, FL 32226Listed by PURSUIT REAL ESTATE, LLCJul 2026$410,000$1744/32,361610.4
3057 Donato Drive N, Jacksonville, FL 32226Listed by CROSSVIEW REALTYAug 2026$499,700$2694/21,857210.9
12130 Rouen Cove Drive, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$369,900$1843/22,00841

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$394,900
Price / Sq Ft$194
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,033
Acres0.20 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

Community Information

Address11479 Red Koi Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionAlta Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size8,712 sq ft
Parcel Number1084392275
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Kitchen Island, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Exterior

FencingFenced, Back Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedMay 8, 2026
Days on Market105
HOA Fees$110 / Annually
HOA FrequencyAnnually
Tax Amount$7,838.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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