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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·61 days on market·Recent sales in Jacksonville

3167 Spotted Bass Lane

Jacksonville, FL 32226

$410,000sold priceListed at $419,900 · 97.6% of asking$174/sqftMLS# 2144530
4
Beds
3
Baths
2,361
Sq Ft
2020
Built
3
Garage
No
Pool
FEMA Zone XHOA $9/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to this stunning 4-bedroom, 3-bath residence perfectly situated on a premium homesite backing up to a large open field. New roof! Located just a short walk from the community clubhouse and resort-style amenities, you'll enjoy access to pickleball, tennis and basketball courts, a sparkling pool, and a playground. Step inside to discover a spacious open-concept floor plan.The heart of the home is the beautifully appointed kitchen featuring a large center island, stainless steel appliances, a walk-in pantry, and rich dark cabinetry that perfectly complements the modern design. The expansive primary suite is a true retreat, offering a large walk-in closet and a luxurious en-suite bath complete with dual vanities, a relaxing soaking tub, and a separate walk-in shower. With generous living spaces and thoughtful upgrades throughout, this home is ideal for both every day living and entertaining. Enjoy your mornings or evenings out on the screened in lanai and fenced in backyard.!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, Duval County$669
HOAbilled annually$9
Estimated total, before insurance$2,950/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,506/yr · $709/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $670
Insurance (est.): $273
Estimated Total Monthly
$3,214
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $419,900 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$352,407$301,685—
2024$343,038$293,038▲ $18,007
2023$378,627$378,627—
2022$345,711$295,711▲ $27,968
2021$252,669$252,669—

2025 property taxes (current owner): $8,506/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$419,900
  • Jul 13, 2026Pending$419,900
  • May 10, 2026Listed$419,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3224 Brown Trout Court, Jacksonville, FL 32226Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$499,900$1794/3.52,798130.2
11540 Red Koi Drive, Jacksonville, FL 32226Listed by ELITE REALTY GROUPOct 2026$375,000$2093/21,794790.3
11479 Red Koi Drive, Jacksonville, FL 32226Listed by MOMENTUM REALTYSep 2026$394,500$1944/32,0331050.4
3572 Shiner Drive, Jacksonville, FL 32226Listed by HERRON REAL ESTATE LLCSep 2026$324,000$1904/21,705390.5
3554 Sunfish Drive, Jacksonville, FL 32226Listed by ERA ONETEAM REALTYAug 2026$330,000$1944/21,705150.6
3057 Donato Drive N, Jacksonville, FL 32226Listed by CROSSVIEW REALTYAug 2026$499,700$2694/21,857210.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,900
Price / Sq Ft$178
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,361
Acres0.15 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address3167 Spotted Bass Lane, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionAlta Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size6,534 sq ft
Parcel Number1084392690

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground, Tennis Court(s)
UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchRear Porch, Screened

Additional Information

Date ListedMay 11, 2026
Days on Market61
HOA Fees$110 / Annually
HOA FrequencyAnnually
Tax Amount$8,505.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PURSUIT REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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