This home is in Jacksonville.
Active·4 days on market
3676 Alta Lakes Boulevard
Jacksonville, FL 32226
About this home
Jacksonville
Welcome home to this spacious 5-bedroom, 3-bath home in the desirable Alta Lakes community--where modern living, resort-style amenities, and an unbeatable North Jacksonville location come together. Built in 2020 and offering 2,500 square feet, this home sits on a spacious waterfront homesite with a versatile floor plan. Designed with today's lifestyle in mind, this property offers room for everyone. At the heart of the home, the open-concept kitchen, dining, and family room create the ideal gathering place for family and friends, while large windows bring in abundant natural light and peaceful water views. The first floor also features a guest bedroom and full bath--ideal for visitors, multi-generational living, or a private study--as well as a versatile flex room that can easily serve as a home office, playroom, formal dining room, or workout space.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $9,032/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,787 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 22, 2026Active$410,000
- Jul 11, 2026Listed$410,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Alta Lakes
Pending$419,900MLS# 2144530Est. $2,235/mo3167 Spotted Bass Lane, Jacksonville, FL 322264 Beds3 Baths2,361 sqftWelcome home to this stunning 4-bedroom, 3-bath residence perfectly situated on a premium homesite backing up to a…
ResidentialPURSUIT REAL ESTATE, LLC
Active$399,000MLS# 2150774Est. $2,124/mo3601 Sunfish Drive, Jacksonville, FL 322265 Beds3 Baths2,507 sqftWelcome to this spacious 5-bedroom, 3-bath home in the highly desirable Alta Lakes community of North Jacksonville!…
ResidentialREMI REALTY, LLC
Active$395,000MLS# 2129108Est. $2,102/mo11511 Sheepshead Lane, Jacksonville, FL 322264 Beds2 Baths2,165 sqftMove-in ready and vacant! This stunning home in the sought-after Alta Lakes community offers a rare opportunity with an…
ResidentialFLORIDA HOMES REALTY & MTG LLC
Active Under Contract$395,000MLS# 2152044Est. $2,102/mo11540 Red Koi Drive, Jacksonville, FL 322263 Beds2 Baths1,794 sqftWelcome to life in Alta Lakes, one of North Jacksonville's most sought after communities, where convenience,…
ResidentialELITE REALTY GROUP
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines