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This home is in Jacksonville.

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Active

Active·15 days on market

7209 Mondovi Lane

Jacksonville, FL 32258

$525,000$156/sqftEst. $2,677/moMLS# 2154953
4
Beds
3
Baths
3,356
Sq Ft
2016
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this spacious and beautifully designed townhome in the highly desirable gated community of Montevilla. Offering over 3,300 square feet of thoughtfully designed living space, this 4-bedroom, 3-bath residence combines comfort, functionality, and low-maintenance living. The open-concept floor plan features expansive living and dining areas, ideal for both everyday living and entertaining. The well-appointed kitchen overlooks the main living space and offers abundant cabinetry, generous counter space. Enjoy the convenience of a first-floor primary suite, while the additional bedrooms offer versatile living space to accommodate family, guests, or a home office. Ideally located near shopping, dining, top-rated schools, major highways, and everything Jacksonville has to offer, this home delivers the perfect blend of space, location, and easy living. Don't miss the opportunity to make this exceptional property your next home!

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,677
Principal & Interest: $2,677
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$3,884
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,677
Property taxesest. at asking price, Duval County$857
HOAbilled monthly$368
Estimated total, before insurance$3,902/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,004/yr · $667/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,004/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 11, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000
Price / Sq Ft$156
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,356
Acres0.11 acres
Year Built2016
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBartram Springs
MiddleMandarin

Community Information

Address7209 Mondovi Lane, Jacksonville, FL 32258
Area015-Bartram
SubdivisionMontevilla
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size4,791.6 sq ft
Parcel Number1681345450

Amenities

AmenitiesPool
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryLower Level
SecuritySecurity Gate

Exterior

Patio / PorchScreened
RoofShingle
ConstructionStucco

Additional Information

Date ListedJuly 11, 2026
Days on Market0
HOA Fees$368 / Monthly
HOA FrequencyMonthly
Tax Amount$8,004.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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