Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Marsh Landing, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·45 days on market·Marsh Landing

121 Carriage Lamp Way

Ponte Vedra Beach, FL 32082

$2,500,000$535/sqftEst. $12,747/moMLS# 2145712

Beds

Baths

4,677

Sq Ft

2005

Built

Garage

Yes

Pool

About this home

Marsh Landing

An exceptional Marsh Landing custom estate where timeless architecture meets refined coastal living. Ideally located steps from MLCC, this stunning home was thoughtfully designed to capture breathtaking sunsets & sweeping marsh-to-Intracoastal views. The light & airy interior is complemented by elegant dental molding, solid wood doors & beautifully updated finishes thru-out. The renovated kitchen features custom cabinetry, a striking herringbone backsplash & a Viking 6-burner gas stove. Outdoor living is unmatched w/ a travertine saltwater pool overlooking the marsh, retractable awning, summer kitchen, expansive upstairs balcony, & the primary suite's oversized private terrace. A spacious private courtyard entry leads to a separate guest house above the 3-car garage, while a 1st flr ensuite w/ French doors opens seamlessly to the courtyard. Addt'l highlights incl abundant storage & 2nd flr laundry rm. Land extending out to the waterway can be purchased for $12k in order to build dock

Cost to own

Mortgage calculator

Home Price

$2,500,000

Down Payment: 20%

$500,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$12,747

Principal & Interest: $12,747

Property taxes (est.): $3,327

Insurance (est.): $1,667

Estimated Total Monthly

$17,740

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$12,747

Property taxesest. at asking price, St. Johns County$3,327

HOAbilled monthly$413

Estimated total, before insurance$16,487/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,987/yr · $1,249/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,631,874	$1,075,990	—
2024	$1,520,417	$1,044,958	—
2023	$1,522,065	$1,013,066	—
2022	$1,274,901	$982,103	—
2021	$1,002,042	$952,042	—
2020	$904,928	$775,631	▲ $32,133

2025 property taxes (current owner): $14,987/yr

Estimated taxes if purchased at asking price: ~$39,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 16, 2026Listed$2,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,500,000

Price / Sq Ft$535

Bedrooms5

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage4,677

Acres0.31 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Villa

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address121 Carriage Lamp Way, Ponte Vedra Beach, FL 32082

Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd

SubdivisionMarsh Landing at Sawgrass

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size13,503.6 sq ft

Parcel Number0513010181

Amenities

AmenitiesBasketball Court, Dog Park, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewWater

Waterfront TypeCreek, Marsh, Navigable Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDisposal, Double Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

Spa FeaturesIn Ground, Heated