This home is in Summer Beach, Fernandina Beach.
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Sold·Closed Jun 3, 2026·1 day on market·Recent sales in Summer Beach·Summer Beach
96135 Hanging Moss Drive
Fernandina Beach, FL 32034
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About this home
Summer Beach
This 3 bedroom/2.5 bath townhome is located on Amelia Island.
Next steps in Summer Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $549,386 | $458,614 | — |
| 2023 | $526,423 | $443,800 | — |
| 2022 | $479,417 | $429,417 | — |
| 2021 | $60,000 | $60,000 | — |
| 2020 | $60,000 | $60,000 | — |
2025 property taxes (current owner): $7,507/yr
Estimated taxes if purchased at asking price: ~$12,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Jul 9, 2026Listed$775,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $376/sq ft; this home is listed at $370/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95068 Summerwoods Circle 2206, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jul 2026 | $740,000 | $358 | 3/3 | 2,065 | 57 | 0.1 |
| 95130 Sabal Palm Road 103, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Apr 2026 | $840,000 | $394 | 3/2.5 | 2,134 | 74 | 0.1 |
| 95220 Summerwoods Circle 1205, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Dec 2025 | $690,000 | $334 | 3/3 | 2,065 | 32 | 0.1 |
| 5242 Sea Chase Drive #1 8A, Fernandina Beach, FL 32034Listed by DALTON WADE INC | Aug 2026 | $1,430,000 | $757 | 3/3 | 1,889 | 142 | 0.4 |
| 95024 Barclay Place 4A, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jun 2026 | $580,000 | $376 | 2/2 | 1,541 | 54 | 0.5 |
| 3323 Sea Marsh Road, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | Aug 2026 | $565,000 | $353 | 2/2 | 1,600 | 11 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NON MLS (realMLS)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Beach
Summer Beach is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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