Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

No photos available

This listing has no photos yet

Sold

Sold·Closed Jan 30, 2026·61 days on market·Recent sales in Amelia Island

95027 Summer Crossing 1402

Fernandina Beach, FL 32034

$880,000sold priceListed at $899,000 · 97.9% of asking$408/sqftMLS# 2114743
3
Beds
3.5
Baths
2,155
Sq Ft
2018
Built
2
Garage
No
Pool
HOA $490/moCondominium2 stories

About this home

Fernandina Beach

Imagine walking a beautiful tree-lined, paved path home from a long day on the pristine beaches of Amelia Island, to get ready for a beautiful dinner in Historic Downtown Amelia Island just minutes away. This dream can be your reality! Experience true coastal luxury at 95027 Summer Crossing Unit 1402 on Amelia Island. Built in 2018, this 3-bed, 3.5-bath home features soaring ceilings, oversized windows with plantation shutters for bright light and privacy, and an open floor plan perfect for entertaining. Ideal for every stage of life, highlights include a first-floor primary suite with a spa-inspired bath and custom closet. Upstairs, two bedrooms each open to private full baths. The kitchen features high-end materials and appliances perfect for an every-day cook or chef alike. The two balconies overlook the gorgeous community and greenspace, and a built-in office on the landing offers the ideal workspace.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,874
Property taxesest. at asking price, Nassau County$1,215
HOAbilled monthly$490
Estimated total, before insurance$6,579/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$880,000
$176,000
Loan Term
Monthly Payment
$4,874
Principal & Interest: $4,874
Property taxes (est.): $1,215
Insurance (est.): $587
Estimated Total Monthly
$6,676
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $394/sq ft; this home is listed at $417/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95068 Summerwoods Circle 2206, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2026$740,000$3583/32,065570.1
96135 Hanging Moss Drive, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Jun 2026$775,000$3703/2.52,09310.1
95130 Sabal Palm Road 103, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSApr 2026$840,000$3943/2.52,134740.1
95220 Summerwoods Circle 1205, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPDec 2025$690,000$3343/32,065320.1
95243 Summerwoods Circle 801, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLCJun 2025$875,000$4063/3.52,155550.1
5242 Sea Chase Drive #1 8A, Fernandina Beach, FL 32034Listed by DALTON WADE INCAug 2026$1,430,000$7573/31,8891420.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,000
Price / Sq Ft$417
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,155
Year Built2018
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address95027 Summer Crossing 1402, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionSummerwoods Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000030190414020000

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories2

Additional Information

Date ListedOctober 23, 2025
Days on Market61
HOA Fees$490 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines