This home is in Riverbrook at Glen Kernan, Jacksonville.

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Active

Active·Listed today·Riverbrook at Glen Kernan

4577 Pebble Brook Drive

Jacksonville, FL 32224

$669,000$291/sqftEst. $3,561/moMLS# 2154572

Beds

Baths

2,302

Sq Ft

1996

Built

Garage

Yes

Pool

About this home

Riverbrook at Glen Kernan

**New to the Market - OPEN HOUSE Saturday & Sunday, 2:00-4:00 PM!** Welcome to this beautifully updated 5-bedroom, 3-bath pool home nestled in the quiet Riverbrook at Glen Kernan community. Offering a spacious and functional floor plan, this home features formal living and dining rooms, along with a welcoming family room that seamlessly opens to the kitchen. The family room showcases a beautifully updated fireplace with a custom wood accent wall and overlooks the screened pool, creating the perfect space for relaxing or entertaining. Interior upgrades include hard-surface flooring throughout, 10-foot smooth-finished ceilings, plantation shutters, and updated lighting and plumbing fixtures. The open kitchen is thoughtfully designed with granite countertops, updated appliances, and a sunny breakfast nook. The spacious primary suite has been tastefully renovated with a freestanding soaking tub, separate walk-in shower, dual vanities, and two closets.

Cost to own

Mortgage calculator

Home Price

$669,000

Down Payment: 20%

$133,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,400

Principal & Interest: $3,400

Est. Taxes & Insurance: $850

Estimated Total Monthly

$4,251

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,561

Property taxesest. at asking price, Duval County$1,092

HOAbilled annually$12

Estimated total, before insurance$4,665/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$490,651	$422,389	▼ $2,642
2023	$495,089	$408,485	▲ $30,000
2022	$387,255	$336,755	—
2021	$296,033	$222,584	—
2020	$287,826	$218,821	—

2025 property taxes (current owner): $8,177/yr

Estimated taxes if purchased at asking price: ~$13,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Active$669,000
Jul 9, 2026Listed$669,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$669,000

Price / Sq Ft$291

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,302

Acres0.22 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water, Screen Enclosure

Is WaterfrontNo

Direction FacesEast

Community Information

Address4577 Pebble Brook Drive, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionRiverbrook At Glen

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size9,583.2 sq ft

Parcel Number1677305765

Amenities

AmenitiesManagement - Off Site

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourceNone

ParkingGarage, Garage Door Opener

ViewPool

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)