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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Kensington Gardens, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·0 days on market·Recent sales in Kensington Gardens·Kensington Gardens

12411 Playley Green Court

Jacksonville, FL 32246

$478,500sold priceListed at $478,500 · 100% of asking$231/sqftMLS# 2154445
3
Beds
2
Baths
2,069
Sq Ft
1989
Built
2
Garage
No
Pool

3 more homes for sale in Kensington Gardens →Search Kensington Gardens on the map

HOA $73/mo9,583 sqft lotWaterfrontSingle Family Residence1 story

About this home

Kensington Gardens

This beautifully renovated home sits on a 0.22-acre lot at the end of a private cul-de-sac with direct pond views from the backyard. Inside, the open-concept layout feels expansive from the moment you walk in, with wide-plank flooring, recessed lighting, and a warm wood slat accent wall at the entry. The living room features a vaulted ceiling, a modern electric fireplace set into a custom slate-blue slat wall with floating wood shelves, and sliding glass doors that open directly to the sunroom and backyard beyond. The kitchen is built around a large center island with sage-green wainscoting and white quartz countertops, spiral LED pendant lights, a stainless steel range hood, stainless steel appliances, a built-in wine rack, and white shaker cabinets throughout with plenty of counter and storage space for any lifestyle. The sunroom is a true showpiece with a massive cathedral glass structure with vaulted beam ceilings and unobstructed panoramic views of the peaceful backyard pond.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,650
Property taxesest. at asking price, Duval County$781
HOAbilled annually$73
Estimated total, before insurance$3,504/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,945/yr · $245/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$478,500
$95,700
Loan Term
Monthly Payment
$2,650
Principal & Interest: $2,650
Property taxes (est.): $781
Insurance (est.): $319
Estimated Total Monthly
$3,751
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,618 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$346,204$136,176—
2024$334,358$131,631▼ $1,037
2023$332,821$126,341—
2022$301,058$121,205—
2021$241,711$116,219—
2020$231,038$113,925—

2025 property taxes (current owner): $2,945/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$478,500
  • Jul 8, 2026Listed$478,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2118 Pecos Way, Jacksonville, FL 32246Listed by ROUND TABLE REALTYSep 2026$390,000$2663/21,46860.5
2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$535,000$2674/32,0061350.8
13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$349,000$2383/21,464281
2189 The Woods Drive E, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$410,000$1983/22,0731051
12079 Sunchase Drive, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$408,500$2214/21,84751.1
13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2283/21,488181.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$478,500
Price / Sq Ft$231
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,069
Acres0.22 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryAbess Park
MiddleLandmark

Community Information

Address12411 Playley Green Court, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionKensington Gardens
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size9,583.2 sq ft
Parcel Number1652672030

Amenities

AmenitiesPool, Basketball Court, Tennis Court(s)
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchGlass Enclosed, Patio
FencingWood
RoofShingle
ConstructionStucco
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2026
Days on Market0
HOA Fees$870 / Annually
HOA FrequencyAnnually
Tax Amount$2,945.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Kensington Gardens

Kensington Gardens is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Kensington Gardens homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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