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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

$530,000Sold4 bd · 2.5 ba · 2,280 sq ft

Sold·Closed Nov 2, 2026·2 days on market·Recent sales in Jacksonville

2044 Midnight Moon Trail

Jacksonville, FL 32246

$530,000sold priceListed at $525,000 · 101% of asking$232/sqftMLS# 2164153
4
Beds
2.5
Baths
2,280
Sq Ft
1993
Built
2
Garage
No
Pool
FEMA Zone XHOA $73/mo12,197 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 2044 Midnight Moon Trail, a beautifully remodeled four bedroom home tucked away on a quiet cul de sac in lovely Kensington. This spacious home offers two full bathrooms plus a convenient half bath, multiple living spaces, a formal dining room, and an adorable indoor laundry room. The beautifully updated kitchen is bright and modern with floor to ceiling white shaker cabinetry, quartz countertops, stainless steel appliances, a double door refrigerator, large center island, and separate breakfast bar. The inviting family room features a beautiful fireplace, while the front living room provides a second spacious gathering area. The fully renovated primary ensuite is a true retreat with a luxurious soaking tub, standalone glass shower, double vanities, and a huge walk in closet. Outside, the HUGE yard offers plenty of room to create your dream outdoor space. Brand new roof in 2026! Centrally located with easy access to the beaches, Mayo Clinic, & Mayport Naval Station.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,890
Property taxesest. at asking price, Duval County$865
HOAbilled annually$73
Estimated total, before insurance$3,827/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,596/yr · $300/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,596/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 2, 2026Closed$525,000
  • Sep 24, 2026Pending$525,000
  • Sep 14, 2026Active Under Contract$525,000
  • Sep 11, 2026Active$525,000
  • Sep 8, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2098 Forest Gate Drive E, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATEOct 2026$545,000$2664/22,05240.2
1820 Burgess Hill Drive E, Jacksonville, FL 32246Listed by NEXTHOME ENDLESS SUMMEROct 2026$470,000$2324/22,02640.4
12183 Irwin Manor Drive, Jacksonville, FL 32246Listed by FLORIDA LIFESTYLES REALTYOct 2026$478,000$2204/32,168640.6
1887 Sunchase Court, Jacksonville, FL 32246Listed by WATERMARKE REALTY GROUP LLCOct 2026$450,000$2803/21,60580.8
2171 Cavalry Boulevard, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNSOct 2026$535,000$2354/22,27460.9
1824 Hawkins Cove Drive W, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$400,000$2163/21,850311

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$230
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,280
Acres0.28 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address2044 Midnight Moon Trail, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionBrighton Bay
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size12,196.8 sq ft
Parcel Number1652680505

Amenities

AmenitiesPool, Barbecue, Basketball Court, Maintenance Grounds, Park, Playground, Tennis Court(s), Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Patio / PorchCovered, Rear Porch
FencingWood
Other StructuresOutdoor Kitchen, Shed(s)

Additional Information

Date ListedSeptember 11, 2026
Days on Market2
HOA Fees$870 / Annually
HOA FrequencyAnnually
HOA NameKensington Association
Tax Amount$3,596.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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