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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawmill Lakes, Ponte Vedra Beach.

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Active

Active·Listed today·Sawmill Lakes

257 North Mill View Way

Ponte Vedra Beach, FL 32082

$849,000$347/sqftEst. $4,387/moMLS# 2163557
4
Beds
2
Baths
2,445
Sq Ft
1998
Built
2
Garage
No
Pool

About this home

Sawmill Lakes

LOCATION, LIFESTYLE & FLEXIBILITY! Welcome to 257 N Mill View Way, a light and bright 4-bedroom, 2-bath home in the desirable Sawmill Lakes community of Ponte Vedra Beach. This spacious home features a desirable split-bedroom, open floor plan that has been thoughtfully upgraded to create a more welcoming, open, and connected living space. Updated flooring throughout means NO CARPET, while inviting living areas are filled with natural light. The kitchen features a NEW dishwasher, while additional updates include a NEW water heater, 2020 HVAC system with an air purifier, and water softener. Enjoy peaceful pond views from a great lot, along with the flexibility of a spacious attic area above the garage, offering excellent potential for a future bonus room, home office, or additional storage. The fully insulated garage is equipped with a mini-split AC system, creating a comfortable, climate-controlled space year-round. Currently used as a home gym, the garage remained comfortably cool

Cost to own

Mortgage calculator

$849,000
$169,800
Loan Term
Monthly Payment
$4,387
Principal & Interest: $4,387
Property taxes (est.): $1,130
Insurance (est.): $566
Estimated Total Monthly
$6,083
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,387
Property taxesest. at asking price, St. Johns County$1,130
HOAbilled semi-annually$139
Estimated total, before insurance$5,656/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$849,000
Price / Sq Ft$347
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,445
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address257 North Mill View Way, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawmill Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0673451420

Amenities

AmenitiesPool, Pickleball
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Patio / PorchPatio, Screened
FencingFenced, Full
RoofShingle
ConstructionStucco

Additional Information

Date ListedSeptember 4, 2026
Days on Market1
HOA Fees$832 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sawmill Lakes

Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawmill Lakes homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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