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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawmill Lakes, Ponte Vedra Beach.

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Active

Active·46 days on market·Sawmill Lakes

257 North Mill View Way

Ponte Vedra Beach, FL 32082

$795,000$325/sqftEst. $4,404/mo mortgageMLS# 2163557
↓ $54,000 below original listOpen house Sat, Oct 24 · 11:00 am–1:00 pm
4
Beds
2
Baths
2,445
Sq Ft
1998
Built
2
Garage
No
Pool

5 more homes for sale in Sawmill Lakes →Search Sawmill Lakes on the map

FEMA Zone XHOA $139/moSingle Family Residence1 story

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About this home

Sawmill Lakes

LOCATION, LIFESTYLE & AMENITES! Welcome to 257 N Mill View Way, a move-in ready, light and bright 4-bedroom, 2-bath home in the desirable Sawmill Lakes community of Ponte Vedra Beach. This spacious home features a desirable split-bedroom, open floor plan that has been thoughtfully upgraded to create a more welcoming, open, and connected living space. Updated flooring throughout means NO CARPET, while inviting living areas are filled with natural light The kitchen features a NEW dishwasher, while additional updates include a NEW water heater, 2020 HVAC system with an air purifier, and water softener. Outside, enjoy a custom pavered driveway that has been recently cleaned and sealed, adding to the home's curb appeal. The backyard has been thoughtfully enhanced with Florida citrus trees and a privacy hedge, creating a peaceful, private oasis with a true nature-lover's paradise feel. Enjoy tranquil pond views and the opportunity to observe a variety of diverse coastal birds and local

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,404
Property taxesest. at asking price, St. Johns County$1,058
HOAbilled semi-annually$139
Estimated total, before insurance$5,600/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$795,000
$159,000
Loan Term
Monthly Payment
$4,404
Principal & Interest: $4,404
Property taxes (est.): $1,058
Insurance (est.): $530
Estimated Total Monthly
$5,991
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 25, 2026Price change$795,000−$54,000
  • Sep 4, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
224 N Mill View Way, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLCJun 2026$1,000,000$3674/32,72520.1
641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$839,000$3204/2.52,62020.2
612 W Moss Wood Trace, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$989,000$3634/2.52,72230.6
124 Mill Cove Lane, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$845,000$3634/32,329460.8
17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,625,000$5385/3.53,018940.8
505 Cane Mill Court, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLCAug 2026$725,000$3653/21,985191

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$795,000
Price / Sq Ft$325
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,445
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address257 North Mill View Way, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawmill Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0673451420

Amenities

AmenitiesPool, Basketball Court, Pickleball
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Patio / PorchPatio, Screened
FencingFenced, Full
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedSeptember 4, 2026
Days on Market46
HOA Fees$832 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawmill Lakes

Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawmill Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/24/2026

11:00 am - 1:00 pm