This home is in Sawmill Lakes, Ponte Vedra Beach — a home near Ponte Vedra High School.
Active·Listed today·Sawmill Lakes
340 S Mill View Way
Ponte Vedra Beach, FL 32082
6 more homes for sale in Sawmill Lakes →Search Sawmill Lakes on the map
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About this home
Sawmill Lakes
Welcome to this stunning 5-bedroom, 4-bathroom home in the sought-after Sawmill Lakes community! A U-shaped driveway and 3-car garage make an impressive first impression. The kitchen features stainless steel appliances and custom cabinetry, opening to a living room with soaring ceilings and a fireplace, plus a formal dining room. The primary suite offers his/hers walk-in closets, a sitting area, and a spa-like bathroom with dual sinks, a jetted tub, and a walk-in shower. A spacious laundry room with coat racks and shoe cubbies adds everyday convenience. Upstairs, a large room serves as a second primary suite or private office. Step outside to a covered, screened-in patio. Community amenities include a pool, clubhouse, courts, field, park, and playground. Just minutes from TPC Sawgrass, Sawgrass Village, Mickler's Landing beach, and the Ponte Vedra Concert Hall — luxury coastal living at its finest. Some images in this listing have been virtually staged.
Next steps in Sawmill Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park8 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve10 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 0.8 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 0.8 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park10 min drive · Baseball
Closest grocery store
Publix4 min drive · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:37 AM, sunset 6:41 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,945/yr
Estimated taxes if purchased at asking price: ~$16,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 29, 2026Listed$1,015,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $359/sq ft; this home is listed at $304/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 317 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $1,000,000 | $300 | 5/3.5 | 3,333 | 50 | 0.1 |
| 132 Sawmill Lakes Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $925,000 | $331 | 4/3 | 2,797 | 8 | 0.2 |
| 403 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $1,280,000 | $359 | 4/4 | 3,570 | 53 | 0.3 |
| 641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $839,000 | $320 | 4/2.5 | 2,620 | 2 | 0.4 |
| 17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,625,000 | $538 | 5/3.5 | 3,018 | 94 | 0.6 |
| 146 Whistling Palm Court, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $2,260,000 | $585 | 4/5.5 | 3,860 | 26 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAH FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sawmill Lakes
Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Sawmill Lakes homes for sale →Keep looking
More homes in Sawmill Lakes
Under Contract724 Lake Stone CirclePonte Vedra Beach, FL 32082
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$839,900Est. $4,470/moLOCATION, LIFESTYLE & LAKE VIEWS IN PONTE VEDRA BEACH! Welcome home to Sawmill Lakes, one of Ponte Vedra Beach's…
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For Sale257 North Mill View WayPonte Vedra Beach, FL 32082
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$795,000Est. $4,231/moLOCATION, LIFESTYLE & AMENITES! Welcome to 257 N Mill View Way, a move-in ready, light and bright 4-bedroom, 2-bath…
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For Sale517 E Moss Wood TracePonte Vedra Beach, FL 32082
4 bd · 2.5 ba · 2,211 sq ft
$695,000Est. $3,699/moPRICE REDUCED & SELLER OFFERING $5000 BUYER INCENTIVE TO USE AS YOU CHOOSE!! CAN CLOSE FAST! Top-tier schools, NO CDD &…
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For Sale816 Sawyer Run LanePonte Vedra Beach, FL 32082
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$625,000Est. $3,327/moBEST VALUE IN SAWMILL LAKES! Beautifully renovated and move-in ready, this 4-bedroom, 2-bath home at 816 Sawyer Run…
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines