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This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Sep 28, 2026·0 days on market·Recent sales in Jacksonville

3154 2nd St Circle

Jacksonville, FL 32254

$220,000sold priceListed at $224,990 · 97.8% of asking$182/sqftMLS# 2153944
3
Beds
2
Baths
1,209
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

**Ask about our Builder Incentives** BRAND NEW CONSTRUCTION! Welcome home to this spacious 3 bedroom, 2 bath property. Step inside to find an open, spacious floorpan. The chef's kitchen is complete with brand new appliances, white shaker cabinets, a large island, breakfast bar, and built in storage. The owner's suite is spacious, features a walk in closet with built in storage and a gorgeous en suite bathroom. The property features 2 additional bedrooms, open living area, and in unit laundry room with built in storage as well. There is durable, vinyl plank flooring throughout the interior. 1 car garage for parking and extra storage. New roof, new HVAC, new electric & plumbing; everything is NEW! Enjoy no HOA or CDD fees. Conveniently located near local shopping and dining, schools, parks, and major highways.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,219
Property taxesest. at asking price, Duval County$359
Estimated total, before insurance$1,578/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,219
Principal & Interest: $1,219
Property taxes (est.): $359
Insurance (est.): $147
Estimated Total Monthly
$1,725
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,496 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $9,200 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$16,858$16,858▲ $592
2023$16,266$4,760—
2022$5,028$4,328—
2021$5,028$3,935—
2020$5,028$3,578—

2025 property taxes (current owner): $371/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$224,990
  • Sep 14, 2026Active$224,990
  • Jul 16, 2026Pending$224,990
  • Jul 6, 2026Listed$224,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3157 4th Street Circle, Jacksonville, FL 32254Listed by REMAX WELCOME HOMESep 2026$135,500$1562/1870400.1
3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$174,000$1613/21,080980.4
3524 Andrews Street, Jacksonville, FL 32254Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$190,017$1553/21,22200.6
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.7
833 & 0 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYOct 2026$70,000$582/11,200140.7
830 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYSep 2026$135,000$1052/11,28280.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$224,990
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,209
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address3154 2nd St Circle, Jacksonville, FL 32254
Area074-Paxon
SubdivisionWestwood Park
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size7,840.8 sq ft
Parcel Number0502550000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePrivate
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedSeptember 14, 2026
Days on Market0
Tax Amount$370.81
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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