This home is in Jacksonville.
Sold·Closed Oct 15, 2026·203 days on market·Recent sales in Jacksonville
2381 W 1st Street
Jacksonville, FL 32254
About this home
Jacksonville
**$5,000 Chase Homebuyer Grant available** Welcome to 2381 W 1st St, a beautifully renovated 3-bedroom, 2-bathroom home offering 1,404 square feet of modern living space. This move-in ready Jacksonville home was remodeled in November 2021, including a new HVAC system, updated electrical, new kitchen, and fully renovated bathrooms. Additional upgrades include roof done in 2019, brand-new flooring installed in October 2023 & June 2026, and new appliances creating a fresh and contemporary feel throughout. Generously sized bedrooms, and a modern kitchen. Convenient main-level primary bedroom featuring a en-suite bath. Major systems have already been updated, making this home a low-maintenance, turnkey property--perfect for first-time homebuyers, growing families, or real estate investors. Whether you're searching for a primary residence, a rental investment, or a fully renovated Jacksonville property, this home checks all the boxes.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,555 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $121,276 | $110,278 | — |
| 2024 | $104,157 | $100,253 | — |
| 2023 | $83,985 | $78,988 | — |
| 2022 | $71,808 | $71,808 | — |
| 2021 | $59,546 | $59,546 | — |
| 2020 | $59,316 | $59,316 | — |
2025 property taxes (current owner): $2,380/yr
Estimated taxes if purchased at asking price: ~$2,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 15, 2026Closed$159,400
- Sep 26, 2026Pending$159,400
- Sep 5, 2026Active Under Contract$159,400
- Aug 6, 2026Price change$159,400−$500
- Jul 13, 2026Price change$159,900−$4,000
- Jul 12, 2026Active$163,900
- Jun 6, 2026Listed$163,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $114/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1046 Line Street, Jacksonville, FL 32209Listed by INI REALTY | Sep 2026 | $224,900 | $166 | 4/2 | 1,352 | 9 | 0.4 |
| 2142 Mc Quade Street, Jacksonville, FL 32209Listed by BENCHMARK BROKERS, INC | Sep 2026 | $180,000 | $156 | 4/2 | 1,152 | 22 | 0.5 |
| 1980 W 3rd Street, Jacksonville, FL 32209Listed by SOLENE REALTY LLC | Sep 2026 | $106,500 | $81 | 3/1 | 1,312 | 85 | 0.6 |
| 1936 5th Street W, Jacksonville, FL 32209Listed by REAL BROKER LLC | Sep 2026 | $204,990 | $170 | 3/2 | 1,209 | 100 | 0.7 |
| 1201 Saint Clair Street, Jacksonville, FL 32254Listed by EXP REALTY LLC | Oct 2026 | $275,000 | $158 | 4/2 | 1,739 | 13 | 0.8 |
| 3024 W 1st Street W, Jacksonville, FL 32254Listed by PUBLIC SERVICES REALTY | Oct 2026 | $115,000 | $117 | 3/1 | 985 | 18 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Sold by: BOARDWALK REALTY ASSOCIATES LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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