This home is in Jacksonville.

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Active

Active·92 days on market

3302 Dignan Street

Jacksonville, FL 32254

$160,000$134/sqftEst. $852/moMLS# 2138156

Beds

Baths

1,191

Sq Ft

1964

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to 3302 Dignan Street, Jacksonville, FL -- a charming and affordable home that's ready for you to move right in! This 4-bedroom, 1-bath home offers the space you need at a price you'll love. Freshly updated with new interior paint, the home feels bright, clean, and inviting from the moment you step inside. Plus, enjoy peace of mind and year-round comfort with a brand-new HVAC system -- a major upgrade already taken care of for you! Whether you're a first-time homebuyer or looking to settle into a comfortable space with room to grow, this layout gives you flexibility for family, guests, or even a home office. 💰 Offered at $175,000 -- an incredible opportunity to own instead of rent! 📍 Convenient location with easy access to schools, shopping, and major roadways, making daily life simple and stress-free. ✨ Don't miss your chance to own a move-in-ready home at an affordable price -- schedule your private tour today!

Cost to own

Mortgage calculator

Home Price

$160,000

Down Payment: 20%

$32,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$813

Principal & Interest: $813

Est. Taxes & Insurance: $203

Estimated Total Monthly

$1,017

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$852

Property taxesest. at asking price, Duval County$261

Estimated total, before insurance$1,113/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $170,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$4,853,464	$3,678,879	—
2025	$138,173	$138,173	—
2024	$4,539,536	$3,574,491	—
2024	$130,872	$127,402	▲ $20,141
2023	$4,171,140	$3,468,923	—
2023	$115,820	$115,820	—
2022	$3,916,430	$3,366,430	—
2022	$76,629	$76,629	—
2021	$1,504,440	$1,434,884	—
2021	$55,098	$35,440	▲ $16,801
2020	$1,304,440	$1,304,440	—
2020	$37,181	$32,219	▲ $321

2025 property taxes (current owner): $2,805/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,033 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History