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This home is in Shearwater, St. Augustine.

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Active Under Contract

Active Under Contract·26 days on market·Shearwater

71 Bramble Court

St. Augustine, FL 32092

$300,000$168/sqftEst. $1,530/moMLS# 2153141
3
Beds
2
Baths
1,782
Sq Ft
2023
Built
1
Garage
No
Pool

About this home

Shearwater

Rare opportunity to own this end unit with low maintenance living and luxury amenities. This 3 bedroom, 2.5 bath townhome offers 1,782 square feet in the highly desirable Shearwater community. Features an open concept layout with wood look tile flooring throughout the main downstairs living areas, a stylish kitchen with quartz countertops, stainless steel appliances, a spacious island, and ample cabinet space. Upstairs, the generous primary suite includes a walk-in closet and private bath, while two additional bedrooms provide flexibility for guests or a home office. Amenities include pools, fitness center, walking trails, parks, and kayak launch. Located near top-rated St. Johns County schools, shopping, dining, historic downtown St. Augustine, and approximately 25 minutes from the beaches.

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,530
Principal & Interest: $1,530
Property taxes (est.): $399
Insurance (est.): $200
Estimated Total Monthly
$2,129
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,530
Property taxesest. at asking price, St. Johns County$399
HOAbilled monthly$160
Estimated total, before insurance$2,089/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,710/yr · $559/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $361,900 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$291,711$291,711
2024$290,041$290,041
2023$57,000$57,000

2025 property taxes (current owner): $6,710/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Active Under Contract$300,000
  • Jun 30, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000
Price / Sq Ft$168
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,782
Acres0.08 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address71 Bramble Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,484.8 sq ft
Parcel Number0100181400

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 30, 2026
Days on Market10
HOA Fees$160 / Monthly
HOA FrequencyMonthly
Tax Amount$6,709.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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