This home is in Palm Valley, Ponte Vedra Beach — a home near Ponte Vedra High School.
Sold·Closed Sep 17, 2026·17 days on market·Recent sales in Palm Valley·Palm Valley
127 S Roscoe Boulevard
Ponte Vedra Beach, FL 32082
4 more homes for sale in Palm Valley →Search Palm Valley on the map
About this home
Palm Valley
Life on the Intracoastal at 127 S Roscoe has a rhythm of its own. Start the morning with a paddle, spend the afternoon cruising to St. Augustine for lunch, or enjoy an evening boat ride before heading home to relax by the pool. The covered cabana, outdoor kitchen, and fire pit make the backyard just as inviting as the water beyond it, with plenty of space for everything from quiet evenings to family celebrations. What makes the interior of this home especially memorable is its warmth. Cedar ceilings, exposed beams, natural wood accents, and fireplaces create a timeless feel that's elegant, and yet, so very comfortable. Large windows frame water views throughout the home, while the kitchen naturally becomes the gathering place, with its oversized island and a butler's pantry that opens to the living and dining areas. You'll also find fantastic storage, a pet room, and a temperature-controlled wine room just down the hall. Upstairs, the primary suite enjoys soothing water views
Next steps in Palm Valley
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,636 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $3,900,000 in October 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $3,112,544 | $3,062,544 | — |
| 2024 | $278,803 | $164,401 | — |
| 2023 | $2,217,916 | $969,225 | — |
| 2023 | $259,928 | $154,964 | — |
| 2022 | $1,780,099 | $939,539 | — |
| 2022 | $250,670 | $150,335 | — |
| 2021 | $1,462,773 | $910,717 | — |
| 2021 | $215,474 | $80,492 | ▲ $10,114 |
| 2020 | $1,476,765 | $897,453 | — |
| 2020 | $200,147 | $78,691 | — |
Estimated taxes if purchased at asking price: ~$68,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 17, 2026Closed$4,500,000
- Jul 23, 2026Active Under Contract$4,500,000
- Jul 6, 2026Listed$4,500,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $771/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 143 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $3,400,000 | $502 | 6/5 | 6,769 | 233 | 0 |
| 179 Coastal Grove Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2025 | $2,650,000 | $617 | 5/5 | 4,294 | 8 | 0.5 |
| 264 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by GAILEY ENTERPRISES LLC | Aug 2026 | $1,500,000 | $313 | 5/6 | 4,799 | 21 | 0.6 |
| 319 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jun 2025 | $1,540,000 | $314 | 5/5 | 4,907 | 94 | 0.8 |
| 347 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,350,000 | $287 | 6/5.5 | 4,707 | 3 | 0.9 |
| 380 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,300,000 | $306 | 5/5 | 4,246 | 46 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palm Valley
Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Palm Valley homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines