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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Aug 10, 2026·9 days on market·Recent sales in Shearwater·Shearwater

149 Windley Drive

St. Augustine, FL 32092

$555,000sold priceListed at $575,000 · 96.5% of asking$224/sqftMLS# 2152519
4
Beds
3
Baths
2,473
Sq Ft
2020
Built
3
Garage
No
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

FEMA Zone XHOA $22/mo7,405 sqft lotSingle Family Residence1 story

About this home

Shearwater

Lowest priced 3-car garage home in Shearwater! Discover this stunning David Weekley residence in the highly sought-after Shearwater community. Situated on a private, wooded lot, this home blends refined design with everyday functionality. The open-concept layout features airy, high ceilings and durable wood-look tile flooring throughout the main living areas. The gourmet kitchen is a chef's dream, anchored by a center island with quartz countertops, 42-inch cabinetry, pendant lighting, and a gas cooktop and tankless water heater. The primary suite serves as a serene retreat, offering a trey ceiling and a spacious bath with a double vanity and a large walk-in shower. This home also includes a private guest ensuite, a convenient hall bath, and additional secondary bedrooms. Outside, the fully fenced backyard features an oversized screened porch, w/ an epoxy covered floor with ample room to add a custom pool. This home offers the perfect balance of luxury and comfort.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,074
Property taxesest. at asking price, St. Johns County$739
HOAbilled annually$22
Estimated total, before insurance$3,835/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,361/yr · $780/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$555,000
$111,000
Loan Term
Monthly Payment
$3,074
Principal & Interest: $3,074
Property taxes (est.): $739
Insurance (est.): $370
Estimated Total Monthly
$4,183
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $550,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$515,694$459,972—
2024$514,992$486,492—
2023$498,445$442,265—
2022$467,514$402,059—
2021$365,508$365,508—
2020$70,000$70,000—

2025 property taxes (current owner): $9,361/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$575,000
  • Jun 26, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
115 Windley Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$625,000$2534/32,473130
41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAXSep 2026$590,000$2174/32,723880.3
43 Laurel Gate Lane, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$547,500$2324/2.52,35700.3
201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLCOct 2026$540,000$2664/32,027720.5
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLCSep 2026$580,000$2364/32,461780.9
57 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$530,000$2354/2.52,2571081.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$233
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,473
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address149 Windley Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0100131660

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market9
HOA Fees$263.25 / Annually
HOA FrequencyAnnually
HOA NameShearwater HOA
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,361.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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