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This home is in Shearwater, St. Augustine.

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Active Under Contract

Active Under Contract·18 days on market·Shearwater

149 Windley Drive

St. Augustine, FL 32092

$575,000$233/sqftEst. $3,060/moMLS# 2152519
4
Beds
3
Baths
2,473
Sq Ft
2020
Built
3
Garage
No
Pool

About this home

Shearwater

Lowest priced 3-car garage home in Shearwater! Discover this stunning David Weekley residence in the highly sought-after Shearwater community. Situated on a private, wooded lot, this home blends refined design with everyday functionality. The open-concept layout features airy, high ceilings and durable wood-look tile flooring throughout the main living areas. The gourmet kitchen is a chef's dream, anchored by a center island with quartz countertops, 42-inch cabinetry, pendant lighting, and a gas cooktop and tankless water heater. The primary suite serves as a serene retreat, offering a trey ceiling and a spacious bath with a double vanity and a large walk-in shower. This home also includes a private guest ensuite, a convenient hall bath, and additional secondary bedrooms. Outside, the fully fenced backyard features an oversized screened porch, w/ an epoxy covered floor with ample room to add a custom pool. This home offers the perfect balance of luxury and comfort.

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$2,904
Principal & Interest: $2,904
Est. Taxes & Insurance: $726
Estimated Total Monthly
$3,631
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,060
Property taxesest. at asking price, St. Johns County$765
HOAbilled annually$22
Estimated total, before insurance$3,847/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $550,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$515,694$459,972
2024$514,992$486,492
2023$498,445$442,265
2022$467,514$402,059
2021$365,508$365,508
2020$70,000$70,000

2025 property taxes (current owner): $9,361/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 26, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000
Price / Sq Ft$233
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,473
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address149 Windley Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0100131660

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market10
HOA Fees$263.25 / Annually
HOA FrequencyAnnually
HOA NameShearwater HOA
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,361.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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