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3845 HARBOR Drive, Jacksonville, FL 32207

$1,970,000
MLS# 2152059
4
Bedrooms
3
Bathrooms
4,359
Sq Ft
2003
Year Built

About This Home — 3845 HARBOR Drive

3845 Harbor Drive presents a rare waterfront offering where a full-scale renovation, elevated finishes, and exceptional entertaining spaces come together to create the St. Johns River lifestyle you've been searching for. The home showcases an organic modern design aesthetic with warm contemporary influences, blending clean architectural lines, soft neutral tones, natural textures, designer lighting, and brass accents. Reimagined from top to bottom, this residence balances refined design, thoughtful functionality, and major system updates. The gourmet kitchen is a statement space with upgraded high-end appliances, a prep sink, generous workspace, designer lighting, and seamless flow into the living and dining areas. With private dock access, 85 feet of frontage, and a private pond, Harbor Drive offers more than a beautifully renovated home. It delivers a rare waterfront lifestyle with unique access to boating, dining, downtown Jacksonville, and the best of Northeast Florida living.

Features

Price$1,970,000
Price / Sq Ft$452
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,359
Acres0.97 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Direction FacesSouth

Community Information

Address3845 HARBOR Drive, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionHarbor Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size42,253.2 sq ft
Parcel Number1297870000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewBridge(s), City, River
Waterfront TypeNavigable Water, River Access, River Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDouble Oven, Gas Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Alarm
Spa FeaturesIn Ground

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Front Porch, Rear Porch, Side Porch, Terrace
FencingBack Yard, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 24, 2026
Days on Market0
Tax Amount$14,623.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$1,970,000
$394,000
Loan Term
Monthly Payment
$10,485
Principal & Interest: $10,485
Est. Taxes & Insurance: $2,621
Estimated Total Monthly
$13,106
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida