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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 31, 2026·66 days on market·Recent sales in Jacksonville

4626 River Point Road W

Jacksonville, FL 32207

$4,250,000sold priceListed at $4,500,000 · 94.4% of asking$760/sqftMLS# 2138691
5
Beds
5.5
Baths
5,595
Sq Ft
1992
Built
3
Garage
No
Pool
FEMA Zone XNo HOAWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Set high on a bluff on over 1.5 acres, this extraordinary riverfront residence offers sweeping views. Completely reimagined in 2019, every system, surface & detail was thoughtfully curated & in 2026 all new Marvin windows were installed. The white painted brick blends timeless architecture w/ refined modern living. Interiors by renowned designer Chad James balance elegance and livability. The chefs kitchen is a true centerpiece, featuring a SubZero refrigerator & Wolf 6-burner gas range, w/ seamless flow to gracious living spaces & a covered river-facing porch. A scullery kitchen offers exceptional prep space, storage & refrigeration-a host's dream. Other features include a temperature-controlled wine room w/ capacity for over 1,100 bottles, a spa-like primary bath, Lutron lighting, Savant audio, professionally designed gardens & a covered private dock w/ a 13,000-lb boat lift accommodating up to a 32-ft boat. Design, entertaining & lifestyle all converge in this exceptional residence!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$23,541
Property taxesest. at asking price, Duval County$6,940
Estimated total, before insurance$30,481/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$4,250,000
$850,000
Loan Term
Monthly Payment
$23,541
Principal & Interest: $23,541
Property taxes (est.): $6,940
Insurance (est.): $2,833
Estimated Total Monthly
$33,314
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,831,701$1,780,979—
2024$1,814,013$1,814,013▼ $2,310
2023$1,881,822$1,881,822▲ $49,898
2022$1,788,458$1,783,020—
2021$1,614,280$1,614,280—
2020$1,469,840$1,469,840▲ $73,850

Estimated taxes if purchased at asking price: ~$83,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$4,500,000
  • Aug 13, 2026Pending$4,500,000
  • Jul 12, 2026Active Under Contract$4,500,000
  • May 6, 2026Listed$4,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $445/sq ft; this home is listed at $804/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3845 Harbor Drive, Jacksonville, FL 32207Listed by REAL BROKER LLCSep 2026$1,775,000$4074/3.54,359510.5
1052 Holly Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,950,000$4905/4.53,976482.2
2326 Laurel Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,550,000$3625/3.54,28402.2
1710 River Road, Jacksonville, FL 32207Listed by SPECTRUM REALTY SERVICESSep 2026$1,320,000$2788/44,7401012.5
1163 Northwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,801,000$4455/54,04432.7
4031 Cordova Avenue, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$2,220,000$4835/3.54,60043.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$4,500,000
Price / Sq Ft$804
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,595
Total Structure Area6,179 sq ft
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address4626 River Point Road W, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSt Nicholas
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Dimensions1.53 Acres
Parcel Number1296270540
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Garage Door Opener, Gated, Off Street
ViewRiver, Water

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater, Wine Cooler
HeatingCentral, Electric, Heat Pump, Zoned
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock, Fire Pit
Lot DescriptionDead End Street, Split Possible
Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick, Brick Veneer
Other StructuresBoat House
Road SurfaceAsphalt

Additional Information

Date ListedMay 6, 2026
Days on Market66
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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