This home is in Jacksonville.

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Active Under Contract

Active Under Contract·70 days on market

4626 River Point Road W

Jacksonville, FL 32207

$4,500,000$804/sqftEst. $23,951/moMLS# 2138691

Beds

Baths

5,595

Sq Ft

1992

Built

Garage

Pool

About this home

Jacksonville

Set high on a bluff on over 1.5 acres, this extraordinary riverfront residence offers sweeping views. Completely reimagined in 2019, every system, surface & detail was thoughtfully curated & in 2026 all new Marvin windows were installed. The white painted brick blends timeless architecture w/ refined modern living. Interiors by renowned designer Chad James balance elegance and livability. The chefs kitchen is a true centerpiece, featuring a SubZero refrigerator & Wolf 6-burner gas range, w/ seamless flow to gracious living spaces & a covered river-facing porch. A scullery kitchen offers exceptional prep space, storage & refrigeration-a host's dream. Other features include a temperature-controlled wine room w/ capacity for over 1,100 bottles, a spa-like primary bath, Lutron lighting, Savant audio, professionally designed gardens & a covered private dock w/ a 13,000-lb boat lift accommodating up to a 32-ft boat. Design, entertaining & lifestyle all converge in this exceptional residence!

Cost to own

Mortgage calculator

Home Price

$4,500,000

Down Payment: 20%

$900,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$22,731

Principal & Interest: $22,731

Est. Taxes & Insurance: $5,683

Estimated Total Monthly

$28,413

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$23,951

Property taxesest. at asking price, Duval County$7,348

Estimated total, before insurance$31,299/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,831,701	$1,780,979	—
2024	$1,814,013	$1,814,013	▼ $2,310
2023	$1,881,822	$1,881,822	▲ $49,898
2022	$1,788,458	$1,783,020	—
2021	$1,614,280	$1,614,280	—
2020	$1,469,840	$1,469,840	▲ $73,850

Estimated taxes if purchased at asking price: ~$88,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 12, 2026Active Under Contract$4,500,000
May 6, 2026Listed$4,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$4,500,000

Price / Sq Ft$804

Bedrooms5

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage5,595

Total Structure Area6,179 sq ft

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address4626 River Point Road W, Jacksonville, FL 32207

Area021-St Nicholas Area

SubdivisionSt Nicholas

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Dimensions1.53 Acres

Parcel Number1296270540

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Garage Door Opener, Gated, Off Street

ViewRiver, Water

Waterfront TypeNavigable Water, No Fixed Bridges, River Access, River Front

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater, Wine Cooler

HeatingCentral, Electric, Heat Pump, Zoned

CoolingCentral Air, Electric, Multi Units, Zoned

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces2

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecuritySecurity Gate