Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 27
Sold

Sold·Closed Aug 24, 2026·122 days on market·Recent sales in Jacksonville

1111 Nicholson Road

Jacksonville, FL 32207

$1,100,000sold priceListed at $1,244,000 · 88.4% of asking$331/sqftMLS# 2128725
3
Beds
3.5
Baths
3,324
Sq Ft
1941
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.42 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

**Seller offering a $75K incentive toward a Brand-New Dock with an acceptable offer** Welcome to this rare riverfront residence in Jacksonville's highly sought-after St. Nicholas area. Nestled on a peaceful oversized riverfront lot, this exceptional property offers the perfect blend of tranquility and convenience--just minutes from downtown Jacksonville and San Marco, where all roads connect. Enjoy front-row views of fireworks, military flyovers, concerts at Daily's Place, and stunning river vistas from your own backyard. Every March, experience the excitement of the Gate River Run right from your front yard! Spanning 3,324 sqft, this thoughtfully designed home features 3 beds, 3.5 baths, a dedicated office, and expansive living spaces ideal for both entertaining and everyday living. Recent upgrades include new wiring, updated fixtures, new A/C ductwork, and an additional HVAC unit. Solar panels help reduce utility costs, while oversized windows flood the home with natural light.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,093
Property taxesest. at asking price, Duval County$1,796
Estimated total, before insurance$7,889/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,155/yr · $1,263/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$6,093
Principal & Interest: $6,093
Property taxes (est.): $1,796
Insurance (est.): $733
Estimated Total Monthly
$8,622
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$830,887$830,887—
2024$585,158$270,250▲ $12,379
2023$586,950$260,923—
2022$572,465$251,867—
2021$519,492$243,075▲ $10,327
2020$501,641$239,029—

2025 property taxes (current owner): $15,155/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$1,244,000
  • Jul 10, 2026Active Under Contract$1,244,000
  • Jul 1, 2026Listed$1,244,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $409/sq ft; this home is listed at $374/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1130 Monticello Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$600,000$2494/32,410180.1
1315 Mayfair Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$590,000$2074/32,8542550.5
1579 Alexandria Place N, Jacksonville, FL 32207Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,500,000$4165/53,604640.9
2405 Pineridge Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLCAug 2026$720,000$2743/22,623441
2527 Pineridge Road, Jacksonville, FL 32207Listed by PETRA MANAGEMENT INC.Aug 2026$1,550,000$4684/3.53,314111
4634 Empire Avenue, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,435,000$4094/33,508161.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,244,000
Price / Sq Ft$374
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,324
Acres0.42 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address1111 Nicholson Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSt Nicholas Park
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size18,295.2 sq ft
Parcel Number1456040000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Split Bedrooms
AppliancesElectric Range, Refrigerator
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared, Historic Area
Patio / PorchDeck, Rear Porch
RoofShingle
ConstructionFrame, Stucco, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 1, 2026
Days on Market122
Tax Amount$15,154.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NUVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines